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Regulatory profile
FDIC certificate #20954 · RSSD 717737
CITIZENS NATIONAL BANK is an FDIC-insured institution (FDIC certificate #20954). In its Q2 2026 Call Report it reported total assets of $2.0B, total deposits of $1.7B and net loans of $1.3B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CITIZENS NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 15.08% |
|---|---|
| Equity to assets | 9.81% |
| Noncurrent loans ratio | 0.04% |
| Nonaccrual loans ratio | 0.00% |
| Loan to deposit ratio | 76.43% |
| Liquid assets ratio | 29.35% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.7B |
| Net loans and leases | $1.3B |