Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CITIZENS NB OF MERIDIAN

FDIC #4993 · MS · period 20260630

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Total assets1,220,099-9.67% YoY

Total deposits1,055,329-10.80% YoY

Net loans and leases805,295-10.10% YoY

Return on assets1.32%-33.95% YoY

Return on equity11.61%-38.44% YoY

Net interest margin3.49%+0.62% YoY

Peer position

Return on assets73rdstrength · n=902

Return on equity77thstrength · n=894

Net interest margin32ndin line · n=902

Equity to assets48thin line · n=894

Noncurrent loans31stin line · n=887

Liquid assets67thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits67thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,220,099	1,055,329	805,295	1.32	11.61	3.49
2016-06-30	1,282,165	1,094,545	837,644	1.44	12.75	3.48
2016-09-30	1,293,144	1,121,839	841,456	1.47	12.99	3.48
2016-12-31	1,315,467	1,117,778	868,548	1.50	13.46	3.48
2017-03-31	1,350,727	1,183,042	895,790	2.00	18.86	3.47
2017-06-30	1,346,168	1,156,887	917,004	1.84	17.14	3.54
2017-09-30	1,350,659	1,175,639	912,779	1.77	16.40	3.54
2017-12-31	1,331,493	1,146,522	932,101	1.75	16.12	3.55
2018-03-31	1,371,260	1,195,988	947,449	1.69	15.55	3.63
2018-06-30	1,344,119	1,167,599	953,990	1.93	17.55	3.66
2018-09-30	1,364,335	1,183,743	964,003	1.91	17.28	3.66
2018-12-31	1,349,161	1,162,325	970,872	1.86	16.83	3.68
2019-03-31	1,454,020	1,271,626	981,680	2.08	19.15	3.68
2019-06-30	1,442,476	1,260,280	982,081	1.88	17.26	3.61
2019-09-30	1,432,447	1,242,375	977,384	1.86	16.86	3.61
2019-12-31	1,421,227	1,226,079	966,886	1.86	16.79	3.60
2020-03-31	1,437,919	1,241,150	977,251	1.83	15.83	3.53
2020-06-30	1,605,886	1,355,523	1,062,999	1.60	14.20	3.40
2020-09-30	1,568,373	1,313,743	1,061,392	1.58	14.05	3.42
2020-12-31	1,595,716	1,343,258	1,024,988	1.65	14.74	3.50
2021-03-31	1,679,675	1,438,747	1,025,751	1.87	17.69	3.49
2021-06-30	1,717,965	1,480,565	1,008,251	1.74	16.58	3.36
2021-09-30	1,678,176	1,448,722	1,001,437	1.85	17.52	3.37
2021-12-31	1,763,795	1,535,556	1,017,353	1.79	17.19	3.34
2022-03-31	1,758,251	1,566,399	1,043,606	1.76	18.37	3.17
2022-06-30	1,748,204	1,562,241	1,070,021	1.80	19.11	3.27
2022-09-30	1,696,456	1,524,003	1,082,131	1.81	19.86	3.41
2022-12-31	1,678,732	1,492,069	1,080,436	1.82	20.29	3.48
2023-03-31	1,724,229	1,537,360	1,076,702	1.46	17.09	3.35
2023-06-30	1,666,340	1,459,482	1,063,291	1.41	16.28	3.26
2023-09-30	1,661,768	1,456,223	1,081,360	1.61	18.38	3.18
2023-12-31	1,644,447	1,384,864	1,101,424	1.58	17.71	3.16
2024-03-31	1,709,460	1,435,559	1,118,085	1.19	12.47	3.04
2024-06-30	1,732,615	1,446,435	1,165,904	1.29	13.55	3.07
2024-09-30	1,732,964	1,441,460	1,182,530	1.33	13.81	3.11
2024-12-31	1,713,832	1,493,254	1,197,601	1.37	14.14	3.12
2025-03-31	1,797,670	1,582,341	1,204,431	1.46	14.95	3.26
2025-06-30	1,762,265	1,509,003	1,240,758	1.58	15.87	3.45
2025-09-30	1,788,250	1,538,149	1,259,814	1.61	15.86	3.47
2025-12-31	1,794,596	1,504,805	1,278,211	1.60	15.71	3.48
2026-03-31	1,879,784	1,630,652	1,286,495	1.46	14.28	3.36
2026-06-30	1,888,606	1,631,587	1,306,125	1.59	15.54	3.42

Structure and branch footprint

29 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1991-07-27	50	992271	69333
1991-06-01	50	727071	69333
1987-05-01	1	109033	69333
1973-03-08	1	915140	69333

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.