Regulatory profile
FDIC certificate #4993 · RSSD 69333
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
The Citizens National Bank of Meridian changed deposits by 9368 USD thousands and market share by 1.456603 points in Neshoba County, MS
Source ↗The Citizens National Bank of Meridian changed deposits by 62568 USD thousands and market share by 0.016597 points in MS
Source ↗The Citizens National Bank of Meridian changed deposits by 1338 USD thousands and market share by 0.253501 points in Wayne County, MS
Source ↗The Citizens National Bank of Meridian changed deposits by 4963 USD thousands and market share by 0.09126 points in Rankin County, MS
Source ↗The Citizens National Bank of Meridian changed deposits by 13 USD thousands and market share by -0.28422 points in Lowndes County, MS
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Meridian | MS | 7 | 1 | Unavailable |
| Hattiesburg | MS | 4 | 0 | Unavailable |
| Brandon | MS | 2 | 0 | Unavailable |
| Columbus | MS | 2 | 0 | Unavailable |
| Kosciusko | MS | 2 | 0 | Unavailable |
| Olive Branch | MS | 2 | 0 | Unavailable |
| Philadelphia | MS | 2 | 0 | Unavailable |
| Carthage | MS | 1 | 0 | Unavailable |
| Laurel | MS | 1 | 0 | Unavailable |
| Macon | MS | 1 | 0 | Unavailable |
| Madison | MS | 1 | 0 | Unavailable |
| Quitman | MS | 1 | 0 | Unavailable |
| Ridgeland | MS | 1 | 0 | Unavailable |
| Southaven | MS | 1 | 0 | Unavailable |
| Waynesboro | MS | 1 | 0 | Unavailable |
Reviewed NIC structure change on 1991-07-27: RSSD 992271 → 69333 (50). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 4 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 3186576 · 2003-07-01 to current
None matched.
1991-07-27RSSD 992271 → 69333 · code 50
1991-06-01RSSD 727071 → 69333 · code 50
1987-05-01RSSD 109033 → 69333 · code 1
1973-03-08RSSD 915140 → 69333 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.9B | $1.6B | $1.3B | 1.59% | 15.54% | 3.42% |
| 2026-03-31 | $1.9B | $1.6B | $1.3B | 1.46% | 14.28% | 3.36% |
| 2025-12-31 | $1.8B | $1.5B | $1.3B | 1.60% | 15.71% | 3.48% |
| 2025-09-30 | $1.8B | $1.5B | $1.3B | 1.61% | 15.86% | 3.47% |
| 2025-06-30 | $1.8B | $1.5B | $1.2B | 1.58% | 15.87% | 3.45% |
| 2025-03-31 | $1.8B | $1.6B | $1.2B | 1.46% | 14.95% | 3.26% |
| 2024-12-31 | $1.7B | $1.5B | $1.2B | 1.37% | 14.14% | 3.12% |
| 2024-09-30 | $1.7B | $1.4B | $1.2B | 1.33% | 13.81% | 3.11% |
| 2024-06-30 | $1.7B | $1.4B | $1.2B | 1.29% | 13.55% | 3.07% |
| 2024-03-31 | $1.7B | $1.4B | $1.1B | 1.19% | 12.47% | 3.04% |
| 2023-12-31 | $1.6B | $1.4B | $1.1B | 1.58% | 17.71% | 3.16% |
| 2023-09-30 | $1.7B | $1.5B | $1.1B | 1.61% | 18.38% | 3.18% |
| 2023-06-30 | $1.7B | $1.5B | $1.1B | 1.41% | 16.28% | 3.26% |
| 2023-03-31 | $1.7B | $1.5B | $1.1B | 1.46% | 17.09% | 3.35% |
| 2022-12-31 | $1.7B | $1.5B | $1.1B | 1.82% | 20.29% | 3.48% |
| 2022-09-30 | $1.7B | $1.5B | $1.1B | 1.81% | 19.86% | 3.41% |
| 2022-06-30 | $1.7B | $1.6B | $1.1B | 1.80% | 19.11% | 3.27% |
| 2022-03-31 | $1.8B | $1.6B | $1.0B | 1.76% | 18.37% | 3.17% |
| 2021-12-31 | $1.8B | $1.5B | $1.0B | 1.79% | 17.19% | 3.34% |
| 2021-09-30 | $1.7B | $1.4B | $1.0B | 1.85% | 17.52% | 3.37% |
| 2021-06-30 | $1.7B | $1.5B | $1.0B | 1.74% | 16.58% | 3.36% |
| 2021-03-31 | $1.7B | $1.4B | $1.0B | 1.87% | 17.69% | 3.49% |
| 2020-12-31 | $1.6B | $1.3B | $1.0B | 1.65% | 14.74% | 3.50% |
| 2020-09-30 | $1.6B | $1.3B | $1.1B | 1.58% | 14.05% | 3.42% |
| 2020-06-30 | $1.6B | $1.4B | $1.1B | 1.60% | 14.20% | 3.40% |
| 2020-03-31 | $1.4B | $1.2B | $1.0B | 1.83% | 15.83% | 3.53% |
| 2019-12-31 | $1.4B | $1.2B | $1.0B | 1.86% | 16.79% | 3.60% |
| 2019-09-30 | $1.4B | $1.2B | $1.0B | 1.86% | 16.86% | 3.61% |
| 2019-06-30 | $1.4B | $1.3B | $1.0B | 1.88% | 17.26% | 3.61% |
| 2019-03-31 | $1.5B | $1.3B | $1.0B | 2.08% | 19.15% | 3.68% |
| 2018-12-31 | $1.3B | $1.2B | $1.0B | 1.86% | 16.83% | 3.68% |
| 2018-09-30 | $1.4B | $1.2B | $1.0B | 1.91% | 17.28% | 3.66% |
| 2018-06-30 | $1.3B | $1.2B | $1.0B | 1.93% | 17.55% | 3.66% |
| 2018-03-31 | $1.4B | $1.2B | $0.9B | 1.69% | 15.55% | 3.63% |
| 2017-12-31 | $1.3B | $1.1B | $0.9B | 1.75% | 16.12% | 3.55% |
| 2017-09-30 | $1.4B | $1.2B | $0.9B | 1.77% | 16.40% | 3.54% |
| 2017-06-30 | $1.3B | $1.2B | $0.9B | 1.84% | 17.14% | 3.54% |
| 2017-03-31 | $1.4B | $1.2B | $0.9B | 2.00% | 18.86% | 3.47% |
| 2016-12-31 | $1.3B | $1.1B | $0.9B | 1.50% | 13.46% | 3.48% |
| 2016-09-30 | $1.3B | $1.1B | $0.8B | 1.47% | 12.99% | 3.48% |
| 2016-06-30 | $1.3B | $1.1B | $0.8B | 1.44% | 12.75% | 3.48% |
| 2016-03-31 | $1.2B | $1.1B | $0.8B | 1.32% | 11.61% | 3.49% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MS | $1.5B | 1.88% | 11 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.