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Regulatory profile
FDIC certificate #5574 · RSSD 552161
CITIZENS NB OF TEXAS is an FDIC-insured institution (FDIC certificate #5574). In its Q2 2026 Call Report it reported total assets of $2.2B, total deposits of $1.9B and net loans of $1.9B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CITIZENS NB OF TEXAS from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.55% |
|---|---|
| Equity to assets | 12.01% |
| Noncurrent loans ratio | 1.42% |
| Nonaccrual loans ratio | 0.62% |
| Loan to deposit ratio | 102.35% |
| Liquid assets ratio | 7.56% |
| Brokered deposit ratio | 7.04% |
| Total deposits | $1.9B |
| Net loans and leases | $1.9B |