Regulatory profile
Waxahachie, TX · FDIC certificate #5574 · RSSD 552161
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.9B | $1.9B | 2.49% | 20.55% | 5.39% |
| 2026-03-31 | $2.1B | $1.8B | $1.9B | 2.16% | 17.70% | 5.28% |
| 2025-12-31 | $2.1B | $1.8B | $1.8B | 2.10% | 17.65% | 5.22% |
| 2025-09-30 | $2.0B | $1.8B | $1.7B | 2.12% | 17.96% | 5.13% |
| 2025-06-30 | $2.0B | $1.7B | $1.7B | 2.43% | 20.63% | 5.06% |
| 2025-03-31 | $1.9B | $1.7B | $1.6B | 1.91% | 16.36% | 4.89% |
| 2024-12-31 | $1.9B | $1.7B | $1.6B | 1.59% | 13.77% | 4.57% |
| 2024-09-30 | $1.9B | $1.7B | $1.6B | 1.36% | 11.79% | 4.48% |
| 2024-06-30 | $1.9B | $1.7B | $1.5B | 1.46% | 12.46% | 4.42% |
| 2024-03-31 | $1.8B | $1.6B | $1.5B | 1.47% | 12.24% | 4.47% |
| 2023-12-31 | $1.7B | $1.5B | $1.4B | 2.27% | 20.83% | 4.73% |
| 2023-09-30 | $1.7B | $1.5B | $1.3B | 2.31% | 21.88% | 4.72% |
| 2023-06-30 | $1.8B | $1.6B | $1.3B | 2.26% | 22.16% | 4.56% |
| 2023-03-31 | $1.9B | $1.7B | $1.3B | 2.15% | 21.72% | 4.48% |
| 2022-12-31 | $1.9B | $1.7B | $1.3B | 1.74% | 19.63% | 3.71% |
| 2022-09-30 | $2.0B | $1.8B | $1.3B | 1.48% | 17.13% | 3.45% |
| 2022-06-30 | $1.9B | $1.8B | $1.2B | 1.20% | 13.98% | 3.24% |
| 2022-03-31 | $1.9B | $1.8B | $1.2B | 1.17% | 13.67% | 3.10% |
| 2021-12-31 | $1.9B | $1.7B | $1.2B | 1.67% | 19.62% | 3.64% |
| 2021-09-30 | $1.8B | $1.7B | $1.2B | 1.75% | 20.75% | 3.75% |
| 2021-06-30 | $1.8B | $1.6B | $1.2B | 1.66% | 19.50% | 3.85% |
| 2021-03-31 | $1.7B | $1.6B | $1.2B | 1.63% | 18.82% | 3.86% |
| 2020-12-31 | $1.6B | $1.4B | $1.1B | 1.98% | 20.42% | 4.50% |
| 2020-09-30 | $1.5B | $1.4B | $1.2B | 1.94% | 19.55% | 4.55% |
| 2020-06-30 | $1.4B | $1.3B | $1.1B | 1.88% | 18.10% | 4.63% |
| 2020-03-31 | $1.2B | $1.1B | $1.0B | 1.98% | 17.98% | 4.88% |
| 2019-12-31 | $1.2B | $1.0B | $1.0B | 2.41% | 22.37% | 5.03% |
| 2019-09-30 | $1.2B | $1.0B | $0.9B | 2.52% | 23.54% | 5.04% |
| 2019-06-30 | $1.1B | $1.0B | $0.9B | 2.51% | 23.62% | 5.08% |
| 2019-03-31 | $1.1B | $1.0B | $0.9B | 2.28% | 21.65% | 4.99% |
| 2018-12-31 | $1.1B | $1.0B | $0.9B | 2.13% | 21.65% | 4.93% |
| 2018-09-30 | $1.1B | $1.0B | $0.9B | 2.14% | 22.04% | 4.90% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1105470 · 1981-03-17 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.