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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Somerville, TX · FDIC certificate #16753 · RSSD 261360
CITIZENS STATE BANK is an FDIC-insured institution based in Somerville, TX (FDIC certificate #16753). In its Q2 2026 Call Report it reported total assets of $1.2B, total deposits of $1.1B and net loans of $0.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CITIZENS STATE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 12.66% |
|---|---|
| Noncurrent loans ratio | 1.99% |
| Nonaccrual loans ratio | 1.90% |
| Loan to deposit ratio | 72.38% |
| Liquid assets ratio | 32.73% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.1B |
| Net loans and leases | $0.8B |