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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,009,193 | 899,144 | 594,423 | 1.45 | 14.62 | 3.68 |
| 2020-09-30 | 1,019,599 | 906,024 | 621,910 | 1.55 | 15.41 | 3.74 |
| 2020-12-31 | 1,061,996 | 949,641 | 629,822 | 1.57 | 15.64 | 3.74 |
| 2021-03-31 | 1,129,565 | 1,014,172 | 623,159 | 1.84 | 18.86 | 3.92 |
| 2021-06-30 | 1,146,418 | 1,023,787 | 622,117 | 1.89 | 19.21 | 4.03 |
| 2021-09-30 | 1,165,587 | 1,039,938 | 646,793 | 1.81 | 18.33 | 3.81 |
| 2021-12-31 | 1,195,244 | 1,074,057 | 680,720 | 1.86 | 18.96 | 3.71 |
| 2022-03-31 | 1,235,523 | 1,121,103 | 683,617 | 1.64 | 18.00 | 3.26 |
| 2022-06-30 | 1,229,326 | 1,121,392 | 715,529 | 1.70 | 19.38 | 3.40 |
| 2022-09-30 | 1,239,269 | 1,129,504 | 745,182 | 1.71 | 19.86 | 3.47 |
| 2022-12-31 | 1,249,213 | 1,142,427 | 783,645 | 1.68 | 19.86 | 3.51 |
| 2023-03-31 | 1,272,555 | 1,170,074 | 780,224 | 1.61 | 21.10 | 3.42 |
| 2023-06-30 | 1,274,346 | 1,166,606 | 813,344 | 1.56 | 20.48 | 3.42 |
| 2023-09-30 | 1,290,984 | 1,183,600 | 843,853 | 1.18 | 15.63 | 3.41 |
| 2023-12-31 | 1,329,473 | 1,216,165 | 861,126 | 1.30 | 17.16 | 3.42 |
| 2024-03-31 | 1,389,931 | 1,271,401 | 875,981 | 1.51 | 19.80 | 3.34 |
| 2024-06-30 | 1,419,615 | 1,292,409 | 876,907 | 1.64 | 21.21 | 3.47 |
| 2024-09-30 | 1,457,170 | 1,319,574 | 906,230 | 1.69 | 21.42 | 3.51 |
| 2024-12-31 | 1,484,933 | 1,352,781 | 922,531 | 1.74 | 21.99 | 3.57 |
| 2025-03-31 | 1,525,995 | 1,386,475 | 929,170 | 1.67 | 20.75 | 3.52 |
| 2025-06-30 | 1,551,189 | 1,407,889 | 961,089 | 1.79 | 22.03 | 3.67 |
| 2025-09-30 | 1,547,659 | 1,393,732 | 993,206 | 1.82 | 21.84 | 3.74 |
| 2025-12-31 | 1,594,707 | 1,446,383 | 1,059,808 | 1.85 | 22.17 | 3.78 |
| 2026-03-31 | 1,653,503 | 1,498,829 | 1,048,400 | 1.82 | 21.48 | 3.65 |
| 2026-06-30 | 1,640,668 | 1,477,506 | 1,057,501 | 1.85 | 21.38 | 3.76 |
24 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-08-29 | 1 | 3308471 | 162337 |
| 2011-07-16 | 1 | 843935 | 162337 |
| 2006-08-26 | 1 | 855134 | 162337 |
| 1984-05-18 | 50 | 701231 | 162337 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.