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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #20818 · RSSD 162337
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Citizens Tri-County Bank changed deposits by 9892 USD thousands and market share by 11.441217 points in Grundy County, TN
Source ↗Citizens Tri-County Bank changed deposits by 16011 USD thousands and market share by 0.120038 points in Hamilton County, TN
Source ↗Citizens Tri-County Bank changed deposits by 1855 USD thousands and market share by 0 points in Van Buren County, TN
Source ↗Citizens Tri-County Bank changed deposits by 12018 USD thousands and market share by 0.996423 points in Franklin County, TN
Source ↗Citizens Tri-County Bank changed deposits by 14559 USD thousands and market share by -3.174394 points in Sequatchie County, TN
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Dunlap | TN | 3 | 1 | Unavailable |
| Mcminnville | TN | 2 | 0 | Unavailable |
| Tracy City | TN | 2 | 0 | Unavailable |
| Altamont | TN | 1 | 0 | Unavailable |
| Coalmont | TN | 1 | 0 | Unavailable |
| Cowan | TN | 1 | 0 | Unavailable |
| Decherd | TN | 1 | 0 | Unavailable |
| Jasper | TN | 1 | 0 | Unavailable |
| Manchester | TN | 1 | 0 | Unavailable |
| Mc Minnville | TN | 1 | 0 | Unavailable |
| Monteagle | TN | 1 | 0 | Unavailable |
| Morrison | TN | 1 | 0 | Unavailable |
| Palmer | TN | 1 | 0 | Unavailable |
| Pikeville | TN | 1 | 0 | Unavailable |
| Signal Mountain | TN | 1 | 0 | Unavailable |
| Soddy Daisy | TN | 1 | 0 | Unavailable |
| South Pittsburg | TN | 1 | 0 | Unavailable |
| Spencer | TN | 1 | 0 | Unavailable |
| Tullahoma | TN | 1 |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1085330 · 1983-09-15 to current
Unresolved entityRSSD 2629133 · 2007-06-30 to current
Unresolved entityRSSD 3246881 · 2007-06-30 to 2019-05-10
Unresolved entityRSSD 3246881 · 2004-03-01 to 2007-06-29
Unresolved entityRSSD 2629133 · 1996-08-23 to 2007-06-29
2016-08-29RSSD 3308471 → 162337 · code 1
2011-07-16RSSD 843935 → 162337 · code 1
2006-08-26RSSD 855134 → 162337 · code 1
1984-05-18RSSD 701231 → 162337 · code 50
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.5B | $1.1B | 1.85% | 21.38% | 3.76% |
| 2026-03-31 | $1.7B | $1.5B | $1.0B | 1.82% | 21.48% | 3.65% |
| 2025-12-31 | $1.6B | $1.4B | $1.1B | 1.85% | 22.17% | 3.78% |
| 2025-09-30 | $1.5B | $1.4B | $1.0B | 1.82% | 21.84% | 3.74% |
| 2025-06-30 | $1.6B | $1.4B | $1.0B | 1.79% | 22.03% | 3.67% |
| 2025-03-31 | $1.5B | $1.4B | $0.9B | 1.67% | 20.75% | 3.52% |
| 2024-12-31 | $1.5B | $1.4B | $0.9B | 1.74% | 21.99% | 3.57% |
| 2024-09-30 | $1.5B | $1.3B | $0.9B | 1.69% | 21.42% | 3.51% |
| 2024-06-30 | $1.4B | $1.3B | $0.9B | 1.64% | 21.21% | 3.47% |
| 2024-03-31 | $1.4B | $1.3B | $0.9B | 1.51% | 19.80% | 3.34% |
| 2023-12-31 | $1.3B | $1.2B | $0.9B | 1.30% | 17.16% | 3.42% |
| 2023-09-30 | $1.3B | $1.2B | $0.8B | 1.18% | 15.63% | 3.41% |
| 2023-06-30 | $1.3B | $1.2B | $0.8B | 1.56% | 20.48% | 3.42% |
| 2023-03-31 | $1.3B | $1.2B | $0.8B | 1.61% | 21.10% | 3.42% |
| 2022-12-31 | $1.2B | $1.1B | $0.8B | 1.68% | 19.86% | 3.51% |
| 2022-09-30 | $1.2B | $1.1B | $0.7B | 1.71% | 19.86% | 3.47% |
| 2022-06-30 | $1.2B | $1.1B | $0.7B | 1.70% | 19.38% | 3.40% |
| 2022-03-31 | $1.2B | $1.1B | $0.7B | 1.64% | 18.00% | 3.26% |
| 2021-12-31 | $1.2B | $1.1B | $0.7B | 1.86% | 18.96% | 3.71% |
| 2021-09-30 | $1.2B | $1.0B | $0.6B | 1.81% | 18.33% | 3.81% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 1.89% | 19.21% | 4.03% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 1.84% | 18.86% | 3.92% |
| 2020-12-31 | $1.1B | $0.9B | $0.6B | 1.57% | 15.64% | 3.74% |
| 2020-09-30 | $1.0B | $0.9B | $0.6B | 1.55% | 15.41% | 3.74% |
| 2020-06-30 | $1.0B | $0.9B | $0.6B | 1.45% | 14.62% | 3.68% |
| 0 |
| Unavailable |
| Whitwell | TN | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2016-08-29: RSSD 3308471 → 162337 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 4 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TN | $1.4B | 0.60% | 28 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.