Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Atlanta, GA · FDIC certificate #8033
CITIZENS TRUST BANK is an FDIC-insured institution based in Atlanta, GA (FDIC certificate #8033). In its Q3 2026 Call Report it reported total assets of $788M, total deposits of $681M and net loans of $394M. Its primary federal regulator is FED.
Reported facts
CITIZENS TRUST BANK (FDIC certificate #8033) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $788M |
|---|---|
| Total deposits | $681M |
| Net loans and leases | $394M |
| Return on assets | 1.62% |
| Return on equity | 12.87% |
| Net interest margin | 4.33% |
| Quarterly asset change | -0.31% |
| Quarterly deposit change | 0.45% |
Plain-language readout
CITIZENS TRUST BANK in Atlanta, GA reported total assets of $788M, total deposits of $681M and net loans of $394M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.62%, a return on equity of 12.87%, a net interest margin of 4.33%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $788M | $681M | $394M | 1.62% | 12.87% | 4.33% |
| Q2 2026 | $790M | $678M | $385M | 1.58% | 12.31% | 4.28% |
| Q1 2026 | $787M | $670M | $380M | 1.52% | 11.69% | 4.21% |
Loading financial topics…