Regulatory profile
Norwalk, IA · FDIC certificate #14410
CITY STATE BANK is an FDIC-insured institution based in Norwalk, IA (FDIC certificate #14410). In its Q3 2026 Call Report it reported total assets of $794M, total deposits of $702M and net loans of $608M. Its primary federal regulator is FDIC.
Reported facts
CITY STATE BANK (FDIC certificate #14410) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $794M |
|---|---|
| Total deposits | $702M |
| Net loans and leases | $608M |
| Return on assets | 1.84% |
| Return on equity | 19.56% |
| Net interest margin | 3.30% |
| Quarterly asset change | 0.72% |
| Quarterly deposit change | 1.25% |
Plain-language readout
CITY STATE BANK in Norwalk, IA reported total assets of $794M, total deposits of $702M and net loans of $608M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.84%, a return on equity of 19.56%, a net interest margin of 3.30%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $794M | $702M | $608M | 1.84% | 19.56% | 3.30% |
| Q2 2026 | $788M | $693M | $593M | 1.84% | 19.58% | 3.24% |
| Q1 2026 | $792M | $697M | $576M | 1.95% | 20.87% | 3.12% |
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