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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Clear Lake, IA · FDIC certificate #15690
CLEAR LAKE BANK&TRUST CO is an FDIC-insured institution based in Clear Lake, IA (FDIC certificate #15690). In its Q3 2026 Call Report it reported total assets of $642M, total deposits of $578M and net loans of $488M. Its primary federal regulator is FED.
Reported facts
CLEAR LAKE BANK&TRUST CO (FDIC certificate #15690) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $642M |
|---|---|
| Total deposits | $578M |
| Net loans and leases | $488M |
| Return on assets | 1.98% |
| Return on equity | 23.33% |
| Net interest margin | 4.12% |
| Quarterly asset change | -1.11% |
| Quarterly deposit change | -1.20% |
Plain-language readout
CLEAR LAKE BANK&TRUST CO in Clear Lake, IA reported total assets of $642M, total deposits of $578M and net loans of $488M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.98%, a return on equity of 23.33%, a net interest margin of 4.12%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $642M | $578M | $488M | 1.98% | 23.33% | 4.12% |
| Q2 2026 | $649M | $585M | $489M | 1.94% | 22.82% | 4.03% |
| Q1 2026 | $647M | $583M | $484M | 1.81% | 21.46% | 3.90% |
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