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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,281,919 | 1,890,670 | 1,582,577 | 0.92 | 10.39 | 3.41 |
| 2016-06-30 | 2,319,266 | 1,886,837 | 1,633,124 | 0.82 | 9.24 | 3.44 |
| 2016-09-30 | 2,519,687 | 2,024,386 | 1,780,612 | 0.91 | 9.79 | 3.55 |
| 2016-12-31 | 2,552,932 | 2,019,648 | 1,857,576 | 0.92 | 9.70 | 3.57 |
| 2017-03-31 | 2,570,784 | 2,032,237 | 1,894,268 | 1.12 | 10.67 | 3.60 |
| 2017-06-30 | 2,658,182 | 2,077,566 | 1,998,003 | 1.10 | 10.46 | 3.70 |
| 2017-09-30 | 2,724,715 | 2,061,115 | 2,076,007 | 1.12 | 10.60 | 3.74 |
| 2017-12-31 | 2,748,891 | 2,168,236 | 2,121,302 | 0.99 | 9.37 | 3.76 |
| 2018-03-31 | 2,888,453 | 2,210,381 | 2,250,836 | 1.13 | 11.00 | 3.69 |
| 2018-06-30 | 2,989,819 | 2,401,969 | 2,309,815 | 1.17 | 11.52 | 3.76 |
| 2018-09-30 | 3,109,653 | 2,522,633 | 2,358,607 | 1.19 | 11.85 | 3.78 |
| 2018-12-31 | 3,203,027 | 2,611,214 | 2,449,556 | 1.21 | 12.11 | 3.79 |
| 2019-03-31 | 3,268,271 | 2,658,734 | 2,503,352 | 1.19 | 12.14 | 3.71 |
| 2019-06-30 | 3,383,107 | 2,738,169 | 2,597,482 | 1.19 | 12.10 | 3.72 |
| 2019-09-30 | 3,521,841 | 2,876,008 | 2,724,998 | 1.19 | 12.14 | 3.72 |
| 2019-12-31 | 3,740,508 | 3,102,630 | 2,779,667 | 1.18 | 12.15 | 3.66 |
| 2020-03-31 | 3,753,504 | 3,102,491 | 2,825,181 | 0.98 | 10.24 | 3.45 |
| 2020-06-30 | 4,451,130 | 3,607,098 | 3,007,616 | 0.91 | 10.00 | 3.24 |
| 2020-09-30 | 4,755,335 | 4,082,033 | 3,317,233 | 0.86 | 9.29 | 3.25 |
| 2020-12-31 | 4,709,040 | 4,191,687 | 3,340,640 | 0.82 | 8.76 | 3.38 |
| 2021-03-31 | 4,880,119 | 4,368,401 | 3,361,731 | 1.22 | 12.89 | 3.47 |
| 2021-06-30 | 5,127,920 | 4,600,134 | 3,437,545 | 1.17 | 12.59 | 3.37 |
| 2021-09-30 | 5,225,629 | 4,690,960 | 3,471,044 | 1.19 | 12.89 | 3.38 |
| 2021-12-31 | 5,307,549 | 4,762,247 | 3,591,485 | 1.18 | 12.80 | 3.39 |
| 2022-03-31 | 5,263,363 | 4,737,275 | 3,713,120 | 1.20 | 13.54 | 3.44 |
| 2022-06-30 | 5,277,955 | 4,748,250 | 3,862,783 | 1.20 | 13.70 | 3.60 |
| 2022-09-30 | 5,295,501 | 4,765,776 | 3,976,684 | 1.23 | 14.08 | 3.74 |
| 2022-12-31 | 5,453,779 | 4,766,209 | 4,224,248 | 1.22 | 14.09 | 3.82 |
| 2023-03-31 | 5,562,941 | 4,855,815 | 4,250,313 | 1.25 | 13.91 | 3.73 |
| 2023-06-30 | 5,642,636 | 5,032,614 | 4,413,214 | 1.13 | 12.36 | 3.69 |
| 2023-09-30 | 5,710,557 | 5,104,596 | 4,439,003 | 1.10 | 12.06 | 3.66 |
| 2023-12-31 | 5,730,903 | 5,100,627 | 4,415,080 | 1.09 | 11.75 | 3.65 |
| 2024-03-31 | 5,780,315 | 5,139,268 | 4,378,444 | 0.95 | 9.89 | 3.39 |
| 2024-06-30 | 5,865,071 | 5,212,854 | 4,426,421 | 0.94 | 9.81 | 3.39 |
| 2024-09-30 | 5,993,515 | 5,320,639 | 4,537,489 | 0.95 | 9.81 | 3.42 |
| 2024-12-31 | 6,168,774 | 5,473,922 | 4,553,566 | 0.96 | 10.04 | 3.43 |
| 2025-03-31 | 6,273,457 | 5,562,685 | 4,555,166 | 0.86 | 8.99 | 3.37 |
| 2025-06-30 | 6,297,616 | 5,571,185 | 4,677,774 | 0.91 | 9.43 | 3.50 |
| 2025-09-30 | 8,231,937 | 7,019,170 | 6,392,487 | 0.76 | 7.54 | 3.61 |
| 2025-12-31 | 8,372,231 | 7,131,555 | 6,421,403 | 1.04 | 10.09 | 3.74 |
| 2026-03-31 | 8,496,254 | 7,260,678 | 6,360,486 | 1.32 | 11.92 | 3.81 |
| 2026-06-30 | 8,414,627 | 7,183,689 | 6,443,324 | 1.36 | 12.34 | 3.89 |
82 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-24 | 1 | 952677 | 399517 |
| 2020-07-18 | 1 | 452104 | 399517 |
| 2016-07-16 | 1 | 3288742 | 399517 |
| 2013-10-12 | 1 | 858210 | 399517 |
| 1999-08-18 | 1 | 53314 | 399517 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.