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Regulatory profile
Clearfield, PA · FDIC certificate #13876 · RSSD 399517
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $8.4B | $7.2B | $6.4B | 1.36% | 12.34% | 3.89% |
| 2026-03-31 | $8.5B | $7.3B | $6.4B | 1.32% | 11.92% | 3.81% |
| 2025-12-31 | $8.4B | $7.1B | $6.4B | 1.04% | 10.09% | 3.74% |
| 2025-09-30 | $8.2B | $7.0B | $6.4B | 0.76% | 7.54% | 3.61% |
| 2025-06-30 | $6.3B | $5.6B | $4.7B | 0.91% | 9.43% | 3.50% |
| 2025-03-31 | $6.3B | $5.6B | $4.6B | 0.86% | 8.99% | 3.37% |
| 2024-12-31 | $6.2B | $5.5B | $4.6B | 0.96% | 10.04% | 3.43% |
| 2024-09-30 | $6.0B | $5.3B | $4.5B | 0.95% | 9.81% | 3.42% |
| 2024-06-30 | $5.9B | $5.2B | $4.4B | 0.94% | 9.81% | 3.39% |
| 2024-03-31 | $5.8B | $5.1B | $4.4B | 0.95% | 9.89% | 3.39% |
| 2023-12-31 | $5.7B | $5.1B | $4.4B | 1.09% | 11.75% | 3.65% |
| 2023-09-30 | $5.7B | $5.1B | $4.4B | 1.10% | 12.06% | 3.66% |
| 2023-06-30 | $5.6B | $5.0B | $4.4B | 1.13% | 12.36% | 3.69% |
| 2023-03-31 | $5.6B | $4.9B | $4.3B | 1.25% | 13.91% | 3.73% |
| 2022-12-31 | $5.5B | $4.8B | $4.2B | 1.22% | 14.09% | 3.82% |
| 2022-09-30 | $5.3B | $4.8B | $4.0B | 1.23% | 14.08% | 3.74% |
| 2022-06-30 | $5.3B | $4.7B | $3.9B | 1.20% | 13.70% | 3.60% |
| 2022-03-31 | $5.3B | $4.7B | $3.7B | 1.20% | 13.54% | 3.44% |
| 2021-12-31 | $5.3B | $4.8B | $3.6B | 1.18% | 12.80% | 3.39% |
| 2021-09-30 | $5.2B | $4.7B | $3.5B | 1.19% | 12.89% | 3.38% |
| 2021-06-30 | $5.1B | $4.6B | $3.4B | 1.17% | 12.59% | 3.37% |
| 2021-03-31 | $4.9B | $4.4B | $3.4B | 1.22% | 12.89% | 3.47% |
| 2020-12-31 | $4.7B | $4.2B | $3.3B | 0.82% | 8.76% | 3.38% |
| 2020-09-30 | $4.8B | $4.1B | $3.3B | 0.86% | 9.29% | 3.25% |
| 2020-06-30 | $4.5B | $3.6B | $3.0B | 0.91% | 10.00% | 3.24% |
| 2020-03-31 | $3.8B | $3.1B | $2.8B | 0.98% | 10.24% | 3.45% |
| 2019-12-31 | $3.7B | $3.1B | $2.8B | 1.18% | 12.15% | 3.66% |
| 2019-09-30 | $3.5B | $2.9B | $2.7B | 1.19% | 12.14% | 3.72% |
| 2019-06-30 | $3.4B | $2.7B | $2.6B | 1.19% | 12.10% | 3.72% |
| 2019-03-31 | $3.3B | $2.7B | $2.5B | 1.19% | 12.14% | 3.71% |
| 2018-12-31 | $3.2B | $2.6B | $2.4B | 1.21% | 12.11% | 3.79% |
| 2018-09-30 | $3.1B | $2.5B | $2.4B | 1.19% | 11.85% | 3.78% |
| 2018-06-30 | $3.0B | $2.4B | $2.3B | 1.17% | 11.52% | 3.76% |
| 2018-03-31 | $2.9B | $2.2B | $2.3B | 1.13% | 11.00% | 3.69% |
| 2017-12-31 | $2.7B | $2.2B | $2.1B | 0.99% | 9.37% | 3.76% |
| 2017-09-30 | $2.7B | $2.1B | $2.1B | 1.12% | 10.60% | 3.74% |
| 2017-06-30 | $2.7B | $2.1B | $2.0B | 1.10% | 10.46% | 3.70% |
| 2017-03-31 | $2.6B | $2.0B | $1.9B | 1.12% | 10.67% | 3.60% |
| 2016-12-31 | $2.6B | $2.0B | $1.9B | 0.92% | 9.70% | 3.57% |
| 2016-09-30 | $2.5B | $2.0B | $1.8B | 0.91% | 9.79% | 3.55% |
| 2016-06-30 | $2.3B | $1.9B | $1.6B | 0.82% | 9.24% | 3.44% |
| 2016-03-31 | $2.3B | $1.9B | $1.6B | 0.92% | 10.39% | 3.41% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1118340 · 1984-04-26 to current
2025-07-24RSSD 952677 → 399517 · code 1
2020-07-18RSSD 452104 → 399517 · code 1
2016-07-16RSSD 3288742 → 399517 · code 1
2013-10-12RSSD 858210 → 399517 · code 1
1999-08-18RSSD 53314 → 399517 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.