Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,025,883 | 730,139 | 541,770 | 0.85 | 3.53 | 6.29 |
| 2016-06-30 | 1,304,046 | 795,669 | 620,851 | 0.42 | 1.95 | 5.84 |
| 2016-09-30 | 1,204,457 | 900,216 | 595,226 | 0.97 | 4.58 | 5.73 |
| 2016-12-31 | 1,186,502 | 683,405 | 537,480 | 0.98 | 4.63 | 5.53 |
| 2017-03-31 | 1,187,401 | 694,178 | 485,004 | 1.65 | 8.13 | 4.29 |
| 2017-06-30 | 1,067,884 | 768,447 | 511,407 | 1.61 | 7.67 | 4.74 |
| 2017-09-30 | 1,106,053 | 801,672 | 470,455 | 1.55 | 7.26 | 4.74 |
| 2018-06-30 | 1,007,664 | 713,699 | 515,659 | 0.34 | 1.38 | 5.06 |
| 2018-09-30 | 1,039,833 | 747,087 | 485,003 | 0.21 | 0.86 | 5.13 |
| 2018-12-31 | 1,011,136 | 600,173 | 476,007 | 0.09 | 0.37 | 4.99 |
| 2019-03-31 | 1,042,123 | 634,136 | 482,110 | -0.12 | -0.50 | 4.10 |
| 2019-06-30 | 1,047,125 | 708,886 | 518,873 | 0.27 | 1.12 | 4.52 |
| 2019-09-30 | 1,121,689 | 832,123 | 564,253 | 0.29 | 1.22 | 4.83 |
| 2019-12-31 | 1,065,955 | 675,875 | 557,130 | 0.24 | 1.02 | 5.00 |
| 2020-03-31 | 1,052,372 | 769,783 | 565,777 | -9.39 | -41.37 | 4.60 |
| 2020-06-30 | 1,233,276 | 968,249 | 588,614 | -4.69 | -22.17 | 4.86 |
| 2020-09-30 | 1,274,814 | 1,015,650 | 729,885 | -2.53 | -12.42 | 4.80 |
| 2020-12-31 | 1,062,282 | 816,844 | 675,006 | -2.27 | -11.06 | 4.89 |
| 2021-03-31 | 1,151,644 | 878,531 | 736,979 | 11.52 | 52.51 | 5.09 |
| 2021-06-30 | 1,111,680 | 854,017 | 703,592 | 2.11 | 9.71 | 5.04 |
| 2021-09-30 | 1,097,682 | 838,787 | 751,386 | 1.27 | 5.85 | 5.00 |
| 2021-12-31 | 1,089,286 | 736,249 | 706,194 | 0.90 | 4.17 | 5.03 |
| 2022-03-31 | 1,090,983 | 729,905 | 697,262 | 8.15 | 36.18 | 4.92 |
| 2022-06-30 | 1,085,116 | 675,207 | 678,139 | 3.41 | 14.99 | 4.46 |
| 2022-09-30 | 1,080,543 | 688,186 | 705,331 | 2.13 | 9.33 | 4.24 |
| 2022-12-31 | 1,099,887 | 577,516 | 721,396 | 1.09 | 4.78 | 3.96 |
| 2023-03-31 | 1,121,934 | 578,888 | 755,954 | -1.77 | -8.14 | 2.06 |
| 2023-06-30 | 1,129,341 | 632,924 | 779,697 | -2.95 | -13.71 | 2.23 |
| 2023-09-30 | 1,105,954 | 666,602 | 746,915 | -2.03 | -9.44 | 2.15 |
| 2023-12-31 | 1,078,164 | 655,502 | 751,688 | -1.39 | -6.45 | 2.11 |
| 2024-03-31 | 1,095,802 | 674,220 | 747,757 | 0.07 | 0.34 | 1.54 |
| 2024-06-30 | 1,081,378 | 706,597 | 734,883 | 0.24 | 1.08 | 1.68 |
| 2024-09-30 | 1,053,210 | 714,630 | 719,610 | 0.16 | 0.72 | 1.86 |
| 2024-12-31 | 1,034,333 | 568,143 | 704,963 | 0.22 | 0.98 | 1.98 |
| 2025-03-31 | 1,006,281 | 597,492 | 693,985 | 0.36 | 1.54 | 2.04 |
| 2026-03-31 | 527,923 | 272,762 | 107,331 | -2.82 | -7.00 | 3.27 |
| 2026-06-30 | 501,794 | 255,281 | 112,652 | -2.41 | -5.67 | 3.27 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1993-01-01 | 1 | 314350 | 339072 |
| 1990-09-29 | 50 | 747471 | 339072 |
| 1987-01-17 | 50 | 637479 | 339072 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.