Regulatory profile
Fort Worth, TX · FDIC certificate #31361 · RSSD 339072
COLONIAL SAVINGS FA is an FDIC-insured institution based in Fort Worth, TX (FDIC certificate #31361). In its Q3 2026 Call Report it reported total assets of $489M, total deposits of $244M and net loans of $113M. Its primary federal regulator is OCC. Its current parent is COLONIAL HOLDING COMPANY.
Reported facts
Deterministic ratios for COLONIAL SAVINGS FA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $244M |
|---|---|
| Net loans and leases | $113M |
Plain-language readout
COLONIAL SAVINGS FA in Fort Worth, TX funds its loans with $244M of deposits and holds $113M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COLONIAL SAVINGS FA in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Efficiency ratio (official UBPR): 0.916 against a peer median of 0.628, a 95.4th percentile position among 827 peers. Net interest margin (official UBPR): 0.020 against a peer median of 0.033, a 4.6th percentile position among 827 peers. Interest Income (TE) as a percent of Average Assets: 0.030 against a peer median of 0.051, a 1.1th percentile position among 827 peers. Interest Expense as a percent of Average Assets: 0.014 against a peer median of 0.020, a 17.9th percentile position among 827 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 46.31% in Q3 2026, against 130.59% in Q1 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $113M | $244M | 46.31% |
| Q2 2026 | $113M | $255M | 44.13% |
| Q1 2026 | $107M | $273M | 39.35% |
| Q1 2025 | $694M | $597M | 116.15% |
| Q4 2024 | $705M | $568M | 124.08% |
| Q3 2024 | $720M | $715M | 100.70% |
| Q2 2024 | $735M | $707M | 104.00% |
| Q1 2024 | $748M | $674M | 110.91% |
| Q4 2023 | $752M | $656M | 114.67% |
| Q3 2023 | $747M | $667M | 112.05% |
| Q2 2023 | $780M | $633M | 123.19% |
| Q1 2023 | $756M | $579M | 130.59% |