COLONY BANK

FDIC #22257 · GA · period 20260630

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Total assets1,166,533-3.35% YoY

Total deposits1,003,421-4.07% YoY

Net loans and leases744,356-0.89% YoY

Return on assets0.78%-0.61% YoY

Return on equity7.77%-7.17% YoY

Net interest margin3.54%+2.69% YoY

Peer position

Return on assets36thin line · n=902

Return on equity33rdin line · n=894

Net interest margin41stin line · n=902

Equity to assets63rdin line · n=894

Noncurrent loans36thin line · n=887

Liquid assets64thin line · n=895

Brokered deposits38thin line · n=890

Loans to deposits64thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,166,533	1,003,421	744,356	0.78	7.77	3.54
2016-06-30	1,145,128	979,417	754,437	0.80	7.82	3.57
2016-09-30	1,150,984	981,939	766,532	0.82	7.93	3.59
2016-12-31	1,208,667	1,046,664	744,999	0.81	8.03	3.57
2017-03-31	1,206,945	1,046,035	751,056	0.78	8.37	3.44
2017-06-30	1,196,640	1,027,982	767,069	0.85	8.98	3.52
2017-09-30	1,193,581	1,021,205	761,639	0.89	9.29	3.56
2017-12-31	1,230,902	1,068,896	757,281	0.74	7.76	3.56
2018-03-31	1,216,456	1,052,825	760,459	1.16	12.55	3.61
2018-06-30	1,202,586	1,038,763	759,096	1.15	12.58	3.64
2018-09-30	1,184,284	1,013,075	771,773	1.12	12.19	3.66
2018-12-31	1,249,790	1,086,063	774,249	1.11	12.06	3.66
2019-03-31	1,277,057	1,113,162	772,889	1.04	10.98	3.57
2019-06-30	1,504,936	1,299,908	931,730	0.92	9.30	3.62
2019-09-30	1,473,499	1,253,204	960,293	0.90	8.81	3.72
2019-12-31	1,511,400	1,296,271	972,027	0.88	8.43	3.76
2020-03-31	1,506,239	1,299,757	991,664	0.50	4.57	3.73
2020-06-30	1,772,165	1,426,110	1,120,225	0.58	5.53	3.62
2020-09-30	1,754,278	1,419,007	1,146,450	0.64	6.29	3.58
2020-12-31	1,760,944	1,447,698	1,099,762	0.76	7.46	3.64
2021-03-31	1,795,938	1,533,860	1,078,511	1.16	11.84	3.50
2021-06-30	1,751,548	1,548,822	1,040,657	1.05	10.63	3.61
2021-09-30	2,508,968	2,205,467	1,323,680	1.03	10.55	3.54
2021-12-31	2,687,322	2,382,541	1,363,217	0.91	9.43	3.46
2022-03-31	2,682,488	2,385,769	1,365,341	0.84	9.44	3.14
2022-06-30	2,722,323	2,403,557	1,477,368	0.68	7.88	3.15
2022-09-30	2,799,773	2,454,617	1,595,376	0.73	8.39	3.23
2022-12-31	2,927,951	2,532,026	1,738,721	0.75	8.67	3.26
2023-03-31	2,987,751	2,555,045	1,796,877	0.74	8.72	3.15
2023-06-30	3,091,464	2,662,595	1,850,044	0.76	8.93	3.00
2023-09-30	3,084,916	2,625,076	1,874,849	0.79	9.35	2.97
2023-12-31	3,043,452	2,574,510	1,893,057	0.81	9.38	2.94
2024-03-31	3,005,346	2,550,264	1,871,463	0.77	8.17	2.80
2024-06-30	2,997,254	2,484,294	1,886,899	0.80	8.31	2.80
2024-09-30	3,054,874	2,558,600	1,894,134	0.81	8.44	2.78
2024-12-31	3,098,615	2,597,225	1,863,786	0.86	8.86	2.84
2025-03-31	3,160,265	2,648,929	1,926,110	0.91	9.24	3.01
2025-06-30	3,102,490	2,591,361	1,996,590	1.01	10.22	3.12
2025-09-30	3,139,991	2,617,957	2,038,256	0.93	9.30	3.16
2025-12-31	3,720,806	3,098,170	2,437,200	0.92	9.09	3.18
2026-03-31	3,705,164	3,074,075	2,408,296	0.94	8.68	3.50
2026-06-30	3,613,411	3,008,848	2,467,018	1.08	9.90	3.57

Structure and branch footprint

33 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2025-12-01	1	67870	491934
2021-08-01	1	165039	491934
2019-05-01	1	3686982	491934
2008-08-01	1	213378	491934
2008-08-01	1	408473	491934
2008-08-01	1	825735	491934
2008-08-01	1	169233	491934
2008-08-01	1	22235	491934
2008-08-01	1	20839	491934

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.