Regulatory profile
Fitzgerald, GA · FDIC certificate #22257 · RSSD 491934
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.6B | $3.0B | $2.5B | 1.08% | 9.90% | 3.57% |
| 2026-03-31 | $3.7B | $3.1B | $2.4B | 0.94% | 8.68% | 3.50% |
| 2025-12-31 | $3.7B | $3.1B | $2.4B | 0.92% | 9.09% | 3.18% |
| 2025-09-30 | $3.1B | $2.6B | $2.0B | 0.93% | 9.30% | 3.16% |
| 2025-06-30 | $3.1B | $2.6B | $2.0B | 1.01% | 10.22% | 3.12% |
| 2025-03-31 | $3.2B | $2.6B | $1.9B | 0.91% | 9.24% | 3.01% |
| 2024-12-31 | $3.1B | $2.6B | $1.9B | 0.86% | 8.86% | 2.84% |
| 2024-09-30 | $3.1B | $2.6B | $1.9B | 0.81% | 8.44% | 2.78% |
| 2024-06-30 | $3.0B | $2.5B | $1.9B | 0.80% | 8.31% | 2.80% |
| 2024-03-31 | $3.0B | $2.6B | $1.9B | 0.77% | 8.17% | 2.80% |
| 2023-12-31 | $3.0B | $2.6B | $1.9B | 0.81% | 9.38% | 2.94% |
| 2023-09-30 | $3.1B | $2.6B | $1.9B | 0.79% | 9.35% | 2.97% |
| 2023-06-30 | $3.1B | $2.7B | $1.9B | 0.76% | 8.93% | 3.00% |
| 2023-03-31 | $3.0B | $2.6B | $1.8B | 0.74% | 8.72% | 3.15% |
| 2022-12-31 | $2.9B | $2.5B | $1.7B | 0.75% | 8.67% | 3.26% |
| 2022-09-30 | $2.8B | $2.5B | $1.6B | 0.73% | 8.39% | 3.23% |
| 2022-06-30 | $2.7B | $2.4B | $1.5B | 0.68% | 7.88% | 3.15% |
| 2022-03-31 | $2.7B | $2.4B | $1.4B | 0.84% | 9.44% | 3.14% |
| 2021-12-31 | $2.7B | $2.4B | $1.4B | 0.91% | 9.43% | 3.46% |
| 2021-09-30 | $2.5B | $2.2B | $1.3B | 1.03% | 10.55% | 3.54% |
| 2021-06-30 | $1.8B | $1.5B | $1.0B | 1.05% | 10.63% | 3.61% |
| 2021-03-31 | $1.8B | $1.5B | $1.1B | 1.16% | 11.84% | 3.50% |
| 2020-12-31 | $1.8B | $1.4B | $1.1B | 0.76% | 7.46% | 3.64% |
| 2020-09-30 | $1.8B | $1.4B | $1.1B | 0.64% | 6.29% | 3.58% |
| 2020-06-30 | $1.8B | $1.4B | $1.1B | 0.58% | 5.53% | 3.62% |
| 2020-03-31 | $1.5B | $1.3B | $1.0B | 0.50% | 4.57% | 3.73% |
| 2019-12-31 | $1.5B | $1.3B | $1.0B | 0.88% | 8.43% | 3.76% |
| 2019-09-30 | $1.5B | $1.3B | $1.0B | 0.90% | 8.81% | 3.72% |
| 2019-06-30 | $1.5B | $1.3B | $0.9B | 0.92% | 9.30% | 3.62% |
| 2019-03-31 | $1.3B | $1.1B | $0.8B | 1.04% | 10.98% | 3.57% |
| 2018-12-31 | $1.2B | $1.1B | $0.8B | 1.11% | 12.06% | 3.66% |
| 2018-09-30 | $1.2B | $1.0B | $0.8B | 1.12% | 12.19% | 3.66% |
| 2018-06-30 | $1.2B | $1.0B | $0.8B | 1.15% | 12.58% | 3.64% |
| 2018-03-31 | $1.2B | $1.1B | $0.8B | 1.16% | 12.55% | 3.61% |
| 2017-12-31 | $1.2B | $1.1B | $0.8B | 0.74% | 7.76% | 3.56% |
| 2017-09-30 | $1.2B | $1.0B | $0.8B | 0.89% | 9.29% | 3.56% |
| 2017-06-30 | $1.2B | $1.0B | $0.8B | 0.85% | 8.98% | 3.52% |
| 2017-03-31 | $1.2B | $1.0B | $0.8B | 0.78% | 8.37% | 3.44% |
| 2016-12-31 | $1.2B | $1.0B | $0.7B | 0.81% | 8.03% | 3.57% |
| 2016-09-30 | $1.2B | $1.0B | $0.8B | 0.82% | 7.93% | 3.59% |
| 2016-06-30 | $1.1B | $1.0B | $0.8B | 0.80% | 7.82% | 3.57% |
| 2016-03-31 | $1.2B | $1.0B | $0.7B | 0.78% | 7.77% | 3.54% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1085170 · 1983-07-22 to current
2025-12-01RSSD 67870 → 491934 · code 1
2021-08-01RSSD 165039 → 491934 · code 1
2019-05-01RSSD 3686982 → 491934 · code 1
2008-08-01RSSD 213378 → 491934 · code 1
2008-08-01RSSD 169233 → 491934 · code 1
2008-08-01RSSD 22235 → 491934 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.