COMMERCE BANK

FDIC #24998 · MO · period 20260630

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Total assets24,374,811-3.24% YoY

Total deposits20,690,445-2.44% YoY

Net loans and leases12,606,976-6.15% YoY

Return on assets1.10%-1.43% YoY

Return on equity12.18%-1.85% YoY

Net interest margin2.83%-3.64% YoY

Peer position

Return on assets54thin line · n=112

Return on equity60thin line · n=108

Net interest margin61stin line · n=112

Equity to assets42ndin line · n=108

Noncurrent loans93rdstrength · n=106

Liquid assets82ndstrength · n=108

Brokered deposits100thstrength · n=107

Loans to deposits82ndstrength · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	24,374,811	20,690,445	12,606,976	1.10	12.18	2.83
2016-06-30	24,584,612	20,157,971	12,972,229	1.12	12.26	2.89
2016-09-30	24,613,310	20,179,185	13,086,857	1.12	12.21	2.90
2016-12-31	25,529,171	21,110,986	13,273,720	1.12	12.31	2.90
2017-03-31	25,191,647	21,208,993	13,432,788	1.11	12.41	2.93
2017-06-30	24,970,053	20,955,595	13,493,460	1.17	12.85	2.99
2017-09-30	24,838,052	20,586,924	13,607,465	1.19	12.93	3.02
2017-12-31	24,727,667	20,594,794	13,848,315	1.24	13.25	3.07
2018-03-31	24,489,515	20,705,080	13,753,300	1.58	16.27	3.31
2018-06-30	24,445,813	20,562,125	13,814,924	1.67	17.05	3.39
2018-09-30	24,968,475	20,369,052	13,812,711	1.70	17.31	3.42
2018-12-31	25,383,765	20,550,471	14,001,054	1.69	17.08	3.44
2019-03-31	24,930,493	20,196,167	13,980,119	1.56	14.81	3.41
2019-06-30	25,669,282	20,051,393	14,119,133	1.62	15.08	3.46
2019-09-30	25,781,944	20,441,167	14,321,976	1.63	15.08	3.43
2019-12-31	25,955,469	20,835,280	14,590,944	1.63	15.24	3.40
2020-03-31	26,699,996	21,041,334	14,908,374	0.90	8.54	3.24
2020-06-30	30,406,348	24,813,385	16,167,095	0.75	7.36	3.09
2020-09-30	31,354,790	25,865,238	16,224,050	1.10	11.00	3.05
2020-12-31	32,808,565	27,120,127	16,153,896	1.23	12.40	2.96
2021-03-31	33,154,929	27,632,681	16,229,620	1.51	16.52	2.61
2021-06-30	33,712,939	27,738,566	15,491,565	1.67	18.32	2.58
2021-09-30	34,330,475	28,414,857	15,001,658	1.56	17.26	2.59
2021-12-31	36,515,611	30,064,476	15,034,930	1.49	16.80	2.52
2022-03-31	34,838,342	29,545,655	15,333,212	1.29	16.59	2.42
2022-06-30	33,255,614	28,385,747	15,555,055	1.26	16.96	2.58
2022-09-30	32,413,605	27,690,849	15,763,643	1.31	18.47	2.76
2022-12-31	31,679,817	26,425,638	16,157,959	1.38	19.90	2.89
2023-03-31	31,853,365	24,942,894	16,382,367	1.48	22.39	3.33
2023-06-30	32,648,262	26,174,597	16,804,630	1.50	22.68	3.28
2023-09-30	31,204,394	25,436,938	16,972,202	1.48	22.49	3.29
2023-12-31	31,504,301	25,698,298	17,047,261	1.44	21.27	3.29
2024-03-31	30,203,812	24,744,749	17,140,703	1.37	17.63	3.37
2024-06-30	30,345,138	24,687,004	17,007,438	0.71	9.00	3.49
2024-09-30	31,340,311	25,695,108	16,930,869	1.06	12.95	3.52
2024-12-31	31,808,311	25,684,925	17,060,603	1.22	14.84	3.54
2025-03-31	32,238,584	26,196,760	17,215,281	1.68	19.27	3.57
2025-06-30	32,100,158	25,857,764	17,503,800	1.77	19.71	3.62
2025-09-30	32,080,679	25,832,579	17,613,634	1.76	19.07	3.65
2025-12-31	32,722,351	25,937,792	17,596,124	1.74	18.60	3.66
2026-03-31	35,540,239	28,638,353	20,264,540	1.56	14.97	3.75
2026-06-30	35,017,320	28,103,015	20,641,905	1.25	11.77	3.80

Structure and branch footprint

154 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-01-01	1	3547131	601050
2016-05-01	1	1147331	601050
2013-09-01	1	3043651	601050
2008-10-01	1	588553	601050
2008-10-01	1	500050	601050
2007-07-01	1	884554	601050
2007-04-01	1	2667911	601050
2006-09-01	1	1824285	601050
2006-07-21	1	585570	601050
2004-08-01	1	741545	601050
2001-03-01	1	1218035	601050
1999-08-13	1	527253	601050
1999-07-08	1	970653	601050
1999-06-04	1	817552	601050
1998-11-02	1	334152	601050
1998-01-01	1	647254	601050
1997-05-01	1	539555	601050
1996-10-26	1	264950	601050
1996-06-29	1	925251	601050
1996-06-29	1	25058	601050

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.