Regulatory profile
FDIC certificate #24998 · RSSD 601050
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
ROA asset-peer percentile moved 77.1 to 54.1
Source ↗NIC transformation 1
Commerce Bank changed deposits by 43980 USD thousands and market share by 3.901864 points in Marion County, MO
Source ↗Commerce Bank changed deposits by 1102109 USD thousands and market share by -0.035613 points in MO
Source ↗Commerce Bank changed deposits by -2748 USD thousands and market share by -0.639257 points in Woodford County, IL
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Kansas City | MO | 10 | 1 | Unavailable |
| Saint Louis | MO | 10 | 0 | Unavailable |
| Wichita | KS | 6 | 0 | Unavailable |
| Columbia | MO | 6 | 0 | Unavailable |
| Naples | FL | 5 | 0 | Unavailable |
| Overland Park | KS | 4 | 0 | Unavailable |
| Springfield | MO | 4 | 0 | Unavailable |
| Fort Myers | FL | 3 | 0 | Unavailable |
| Peoria | IL | 3 | 0 | Unavailable |
| Manhattan | KS | 3 | 0 | Unavailable |
| Independence | MO | 3 | 0 | Unavailable |
| Lees Summit | MO | 3 | 0 | Unavailable |
| Scottsdale | AZ | 2 | 0 | Unavailable |
| Bonita Springs | FL | 2 | 0 |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1056835 · 2007-10-01 to current
Unresolved entityRSSD 1056835 · 2005-11-01 to 2007-09-30
Unresolved entityRSSD 1056835 · 2001-12-31 to 2005-10-31
Unresolved entityRSSD 1056835 · 1998-11-02 to 2001-12-30
Unresolved entityRSSD 1472024 · 1998-03-01 to 1998-11-01
Unresolved entityRSSD 1067952 · 1995-07-01 to 1998-02-28
Unresolved entityRSSD 5862874 · 2023-06-01 to current
Unresolved entityRSSD 4981723 · 2013-09-01 to 2017-11-07
Unresolved entityRSSD 1147331 · 2007-10-01 to 2016-04-30
Unresolved entityRSSD 3029422 · 2007-06-30 to current
Unresolved entityRSSD 3160688 · 2007-06-30 to current
Unresolved entityRSSD 2817453 · 2007-06-30 to 2024-06-12
2026-01-01RSSD 3547131 → 601050 · code 1
2016-05-01RSSD 1147331 → 601050 · code 1
2013-09-01RSSD 3043651 → 601050 · code 1
2008-10-01RSSD 588553 → 601050 · code 1
2008-10-01RSSD 500050 → 601050 · code 1
2007-07-01RSSD 884554 → 601050 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $35.0B | $28.1B | $20.6B | 1.25% | 11.77% | 3.80% |
| 2026-03-31 | $35.5B | $28.6B | $20.3B | 1.56% | 14.97% | 3.75% |
| 2025-12-31 | $32.7B | $25.9B | $17.6B | 1.74% | 18.60% | 3.66% |
| 2025-09-30 | $32.1B | $25.8B | $17.6B | 1.76% | 19.07% | 3.65% |
| 2025-06-30 | $32.1B | $25.9B | $17.5B | 1.77% | 19.71% | 3.62% |
| 2025-03-31 | $32.2B | $26.2B | $17.2B | 1.68% | 19.27% | 3.57% |
| 2024-12-31 | $31.8B | $25.7B | $17.1B | 1.22% | 14.84% | 3.54% |
| 2024-09-30 | $31.3B | $25.7B | $16.9B | 1.06% | 12.95% | 3.52% |
| 2024-06-30 | $30.3B | $24.7B | $17.0B | 0.71% | 9.00% | 3.49% |
| 2024-03-31 | $30.2B | $24.7B | $17.1B | 1.37% | 17.63% | 3.37% |
| 2023-12-31 | $31.5B | $25.7B | $17.0B | 1.44% | 21.27% | 3.29% |
| 2023-09-30 | $31.2B | $25.4B | $17.0B | 1.48% | 22.49% | 3.29% |
| 2023-06-30 | $32.6B | $26.2B | $16.8B | 1.50% | 22.68% | 3.28% |
| 2023-03-31 | $31.9B | $24.9B | $16.4B | 1.48% | 22.39% | 3.33% |
| 2022-12-31 | $31.7B | $26.4B | $16.2B | 1.38% | 19.90% | 2.89% |
| 2022-09-30 | $32.4B | $27.7B | $15.8B | 1.31% | 18.47% | 2.76% |
| 2022-06-30 | $33.3B | $28.4B | $15.6B | 1.26% | 16.96% | 2.58% |
| 2022-03-31 | $34.8B | $29.5B | $15.3B | 1.29% | 16.59% | 2.42% |
| 2021-12-31 | $36.5B | $30.1B | $15.0B | 1.49% | 16.80% | 2.52% |
| 2021-09-30 | $34.3B | $28.4B | $15.0B | 1.56% | 17.26% | 2.59% |
| 2021-06-30 | $33.7B | $27.7B | $15.5B | 1.67% | 18.32% | 2.58% |
| 2021-03-31 | $33.2B | $27.6B | $16.2B | 1.51% | 16.52% | 2.61% |
| 2020-12-31 | $32.8B | $27.1B | $16.2B | 1.23% | 12.40% | 2.96% |
| 2020-09-30 | $31.4B | $25.9B | $16.2B | 1.10% | 11.00% | 3.05% |
| 2020-06-30 | $30.4B | $24.8B | $16.2B | 0.75% | 7.36% | 3.09% |
| 2020-03-31 | $26.7B | $21.0B | $14.9B | 0.90% | 8.54% | 3.24% |
| 2019-12-31 | $26.0B | $20.8B | $14.6B | 1.63% | 15.24% | 3.40% |
| 2019-09-30 | $25.8B | $20.4B | $14.3B | 1.63% | 15.08% | 3.43% |
| 2019-06-30 | $25.7B | $20.1B | $14.1B | 1.62% | 15.08% | 3.46% |
| 2019-03-31 | $24.9B | $20.2B | $14.0B | 1.56% | 14.81% | 3.41% |
| 2018-12-31 | $25.4B | $20.6B | $14.0B | 1.69% | 17.08% | 3.44% |
| 2018-09-30 | $25.0B | $20.4B | $13.8B | 1.70% | 17.31% | 3.42% |
| 2018-06-30 | $24.4B | $20.6B | $13.8B | 1.67% | 17.05% | 3.39% |
| 2018-03-31 | $24.5B | $20.7B | $13.8B | 1.58% | 16.27% | 3.31% |
| 2017-12-31 | $24.7B | $20.6B | $13.8B | 1.24% | 13.25% | 3.07% |
| 2017-09-30 | $24.8B | $20.6B | $13.6B | 1.19% | 12.93% | 3.02% |
| 2017-06-30 | $25.0B | $21.0B | $13.5B | 1.17% | 12.85% | 2.99% |
| 2017-03-31 | $25.2B | $21.2B | $13.4B | 1.11% | 12.41% | 2.93% |
| 2016-12-31 | $25.5B | $21.1B | $13.3B | 1.12% | 12.31% | 2.90% |
| 2016-09-30 | $24.6B | $20.2B | $13.1B | 1.12% | 12.21% | 2.90% |
| 2016-06-30 | $24.6B | $20.2B | $13.0B | 1.12% | 12.26% | 2.89% |
| 2016-03-31 | $24.4B | $20.7B | $12.6B | 1.10% | 12.18% | 2.83% |
| Unavailable |
| Kansas City | KS | 2 | 0 | Unavailable |
| Lawrence | KS | 2 | 0 | Unavailable |
| Olathe | KS | 2 | 0 | Unavailable |
| Shawnee | KS | 2 | 0 | Unavailable |
| Chesterfield | MO | 2 | 0 | Unavailable |
| Florissant | MO | 2 | 0 | Unavailable |
Reviewed NIC structure change on 2026-01-01: RSSD 3547131 → 601050 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 20 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MO | $19.3B | 7.17% | 4 | Continuing · -0.04 pp |
| KS | $4.5B | 4.38% | 4 | Continuing · -0.02 pp |
| IL | $1.6B | 0.22% | 53 | Continuing · +0.00 pp |
| OK | $300.5M | 0.21% | 77 | Continuing · -0.01 pp |
| CO | $199.3M | 0.11% | 71 | Continuing · -0.01 pp |
| TX | $43.5M | 0.00% | 434 | Continuing · -0.00 pp |
| FL | $1.1M | 0.00% | 186 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
10b 50b asset cohort · n=107
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 4,813 | 154 | 7,276 | 5,839 | 182,487 |
| 2026-03-31 | 4,797 | 155 | 7,409 | 5,970 | 184,764 |
| 2025-12-31 | 4,507 | 142 | 7,260 | 5,755 | 182,661 |
| 2025-09-30 | 4,506 | 144 | 7,120 | 5,733 | 179,393 |
| 2025-06-30 | 4,498 | 144 | 7,137 | 5,749 | 179,568 |
| 2025-03-31 | 4,502 | 144 | 7,161 | 5,819 | 181,922 |
| 2024-12-31 | 4,530 | 144 | 7,022 | 5,670 | 178,368 |
| 2024-09-30 | 4,547 | 144 | 6,893 | 5,651 | 178,438 |
| 2024-06-30 | 4,560 | 144 | 6,655 | 5,414 | 171,438 |
| 2024-03-31 | 4,507 | 144 | 6,702 | 5,490 | 171,839 |
| 2023-12-31 | 4,517 | 144 | 6,975 | 5,689 | 178,460 |
| 2023-09-30 | 4,557 | 145 | 6,848 | 5,582 | 175,427 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.