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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ithaca, MI · FDIC certificate #18584
COMMERCIAL BANK is an FDIC-insured institution based in Ithaca, MI (FDIC certificate #18584). In its Q3 2026 Call Report it reported total assets of $564M, total deposits of $497M and net loans of $364M. Its primary federal regulator is FDIC.
Reported facts
COMMERCIAL BANK (FDIC certificate #18584) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $564M |
|---|---|
| Total deposits | $497M |
| Net loans and leases | $364M |
| Return on assets | 1.29% |
| Return on equity | 12.81% |
| Net interest margin | 4.13% |
| Quarterly asset change | 2.08% |
| Quarterly deposit change | 4.52% |
Plain-language readout
COMMERCIAL BANK in Ithaca, MI reported total assets of $564M, total deposits of $497M and net loans of $364M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.29%, a return on equity of 12.81%, a net interest margin of 4.13%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $564M | $497M | $364M | 1.29% | 12.81% | 4.13% |
| Q2 2026 | $553M | $475M | $364M | 1.28% | 12.51% | 4.12% |
| Q1 2026 | $564M | $494M | $361M | 1.29% | 12.62% | 4.09% |
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