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Data through Q3 2026 · 4,200 institutions
Regulatory profile
De Kalb, MS · FDIC certificate #9356
COMMERCIAL BANK is an FDIC-insured institution based in De Kalb, MS (FDIC certificate #9356). In its Q3 2026 Call Report it reported total assets of $294M, total deposits of $261M and net loans of $172M. Its primary federal regulator is FDIC.
Reported facts
COMMERCIAL BANK (FDIC certificate #9356) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $294M |
|---|---|
| Total deposits | $261M |
| Net loans and leases | $172M |
| Return on assets | 0.94% |
| Return on equity | 15.14% |
| Net interest margin | 3.84% |
| Quarterly asset change | -0.56% |
| Quarterly deposit change | -2.26% |
Plain-language readout
COMMERCIAL BANK in De Kalb, MS reported total assets of $294M, total deposits of $261M and net loans of $172M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.94%, a return on equity of 15.14%, a net interest margin of 3.84%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $294M | $261M | $172M | 0.94% | 15.14% | 3.84% |
| Q2 2026 | $295M | $267M | $168M | 0.91% | 14.47% | 3.81% |
| Q1 2026 | $286M | $267M | $164M | 0.88% | 14.01% | 3.81% |
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