Regulatory profile
Wagner, SD · FDIC certificate #9932
COMMERCIAL STB OF WAGNER is an FDIC-insured institution based in Wagner, SD (FDIC certificate #9932). In its Q3 2026 Call Report it reported total assets of $252M, total deposits of $213M and net loans of $153M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for COMMERCIAL STB OF WAGNER from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $213M |
|---|---|
| Net loans and leases | $153M |
Plain-language readout
COMMERCIAL STB OF WAGNER in Wagner, SD funds its loans with $213M of deposits and holds $153M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COMMERCIAL STB OF WAGNER in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 71.56% in Q3 2026, against 66.28% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $153M | $213M | 71.56% |
| Q2 2026 | $154M | $219M | 70.25% |
| Q1 2026 | $153M | $230M | 66.28% |