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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bristow, OK · FDIC certificate #8975
COMMUNITY BANK is an FDIC-insured institution based in Bristow, OK (FDIC certificate #8975). In its Q3 2026 Call Report it reported total assets of $124M, total deposits of $111M and net loans of $102M. Its primary federal regulator is FDIC.
Plain-language readout
COMMUNITY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $124M in Q3 2026 and were lowest at $114M in Q1 2026.
Total deposits were highest at $111M in Q3 2026 and lowest at $103M in Q1 2026.
Over the whole period total assets rose 8.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $124M | $111M | $102M | 2.18% | 22.10% | 5.94% |
| Q2 2026 | $119M | $107M | $96M | 2.13% | 21.84% | 6.04% |
| Q1 2026 | $114M | $103M | $94M | 2.09% | 21.59% | 5.99% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $12.7M | $8.9M | +$3.8M | +42.3% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $7.7M | $8.0M | -$359K | -4.5% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $96.3M | $94.5M | +$1.9M | +2.0% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $811K | $799K | +$12K | +1.5% |
| Other real estate owned | $204K | $163K | +$41K | +25.2% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $1.3M | $2.1M | -$730K | -35.2% |
| Total assets | $119.1M | $114.5M | +$4.6M | +4.0% |
| Liabilities | ||||
| Total deposits | $106.9M | $102.9M | +$4.0M | +3.9% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $309K | $301K | +$8K | +2.7% |
| Total liabilities | $107.2M | $103.2M | +$4.0M | +3.9% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $415K | $415K | $0K | 0.0% |
| Surplus | $1.6M | $1.6M | $0K | 0.0% |
| Retained earnings | $9.9M | $9.3M | +$637K | +6.9% |
| Accumulated other comprehensive income | -$83K | -$69K | -$14K | -20.3% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $11.8M | $11.2M | +$623K | +5.6% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.0M | $348K | +$698K | +200.6% |
| Adjusted nonperforming assets | $1.0M | $348K | +$698K | +200.6% |
| Tangible equity plus allowance | $13.0M | $12.3M | +$665K | +5.4% |
| Texas ratio (gross) | 8.06% | 2.83% | +5.24 pts | See points |
| Texas ratio (adjusted) | 8.06% | 2.83% | +5.24 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 8.06% | 2.83% | +5.24 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.09% | 9.99% | +0.11 pts | See points |
| Construction and land loans to total capital | 154.08% | 157.85% | -3.77 pts | See points |
| Commercial real estate to total capital | 214.65% | 218.50% | -3.85 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.92% | -0.81% | -0.12 pts | See points |
| Liquidity | ||||
| Core deposits | $90.1M | $88.0M | +$2.1M | +2.4% |
| Non-core funding | $16.8M | $14.9M | +$1.9M | +12.8% |
| Loans to core deposits | 108.19% | 108.56% | -0.36 pts | See points |
| Loans to deposits | 91.15% | 92.82% | -1.66 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 27.20% | 28.74% | -1.54 pts | See points |
| Volatile liabilities | $20.6M | $18.7M | +$1.9M | +10.3% |
| Earnings | ||||
| Earnings before provision, year to date | $1.7M | $811K | +$919K | +113.3% |
| Earnings before provision, single quarter | $919K | $811K | +$108K | +13.3% |
| Provision for credit losses, year to date | $87K | $26K | +$61K | +234.6% |
| Yield and cost | ||||
| Yield on loans and leases | 7.90% | 7.69% | +0.22 pts | See points |
| Yield on interest-bearing balances due from banks | 3.62% | 3.54% | +0.08 pts | See points |
| Total interest income to average assets | 7.05% | 6.94% | +0.12 pts | See points |
| Cost of interest-bearing transaction accounts | 0.09% | 0.05% | +0.05 pts | See points |
| Cost of savings and money market deposits | 0.88% | 0.84% | +0.04 pts | See points |
| Cost of time deposits | 3.47% | 3.43% | +0.03 pts | See points |
| Total interest expense to average assets | 1.25% | 1.20% | +0.04 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $124M | $111M | $102M | 2.18% | 22.10% | 5.94% |
| 2026-06-30 | $119M | $107M | $96M | 2.13% | 21.84% | 6.04% |
| 2026-03-31 | $114M | $103M | $94M | 2.09% | 21.59% | 5.99% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OK | $96.9M | 0.07% | 145 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.