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Regulatory profile
Canton, NY · FDIC certificate #6989 · RSSD 202907
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $17.4B | $14.9B | $11.2B | 1.19% | 12.54% | 3.50% |
| 2026-03-31 | $17.4B | $15.0B | $11.0B | 1.16% | 12.32% | 3.46% |
| 2025-12-31 | $17.0B | $14.6B | $10.9B | 1.11% | 12.24% | 3.39% |
| 2025-09-30 | $16.7B | $14.2B | $10.7B | 1.08% | 12.16% | 3.35% |
| 2025-06-30 | $16.4B | $13.9B | $10.4B | 1.06% | 12.07% | 3.32% |
| 2025-03-31 | $16.5B | $14.1B | $10.3B | 1.00% | 11.56% | 3.26% |
| 2024-12-31 | $16.1B | $13.7B | $10.4B | 0.95% | 11.40% | 3.15% |
| 2024-09-30 | $16.2B | $13.7B | $10.2B | 0.93% | 11.09% | 3.10% |
| 2024-06-30 | $15.7B | $13.3B | $10.0B | 0.96% | 11.58% | 3.08% |
| 2024-03-31 | $15.6B | $13.6B | $9.8B | 0.90% | 10.83% | 3.06% |
| 2023-12-31 | $15.3B | $13.2B | $9.6B | 0.69% | 8.65% | 3.20% |
| 2023-09-30 | $15.2B | $13.3B | $9.4B | 0.67% | 8.53% | 3.21% |
| 2023-06-30 | $14.9B | $13.1B | $9.1B | 0.52% | 6.56% | 3.23% |
| 2023-03-31 | $15.0B | $13.3B | $8.9B | -0.07% | -0.88% | 3.22% |
| 2022-12-31 | $15.6B | $13.3B | $8.7B | 1.04% | 12.22% | 3.05% |
| 2022-09-30 | $15.4B | $13.7B | $8.5B | 0.97% | 11.09% | 2.99% |
| 2022-06-30 | $15.3B | $13.6B | $8.1B | 0.92% | 9.78% | 2.87% |
| 2022-03-31 | $15.4B | $13.6B | $7.4B | 0.99% | 9.80% | 2.73% |
| 2021-12-31 | $15.3B | $13.2B | $7.3B | 1.05% | 9.22% | 2.84% |
| 2021-09-30 | $15.1B | $13.0B | $7.2B | 1.09% | 9.43% | 2.85% |
| 2021-06-30 | $14.6B | $12.6B | $7.2B | 1.15% | 9.75% | 2.90% |
| 2021-03-31 | $14.4B | $12.4B | $7.3B | 1.22% | 10.19% | 2.97% |
| 2020-12-31 | $13.7B | $11.5B | $7.4B | 1.08% | 8.02% | 3.28% |
| 2020-09-30 | $13.6B | $11.4B | $7.4B | 1.05% | 7.75% | 3.34% |
| 2020-06-30 | $13.2B | $11.1B | $7.5B | 1.04% | 7.50% | 3.44% |
| 2020-03-31 | $11.6B | $9.6B | $6.8B | 1.15% | 8.19% | 3.61% |
| 2019-12-31 | $11.2B | $9.2B | $6.8B | 1.31% | 9.30% | 3.81% |
| 2019-09-30 | $11.4B | $9.4B | $6.8B | 1.30% | 9.17% | 3.81% |
| 2019-06-30 | $10.5B | $8.7B | $6.2B | 1.37% | 9.55% | 3.83% |
| 2019-03-31 | $10.7B | $8.8B | $6.2B | 1.29% | 9.05% | 3.79% |
| 2018-12-31 | $10.4B | $8.5B | $6.2B | 1.42% | 10.11% | 3.79% |
| 2018-09-30 | $10.5B | $8.6B | $6.3B | 1.43% | 10.25% | 3.77% |
| 2018-06-30 | $10.4B | $8.7B | $6.2B | 1.43% | 10.26% | 3.75% |
| 2018-03-31 | $10.8B | $8.9B | $6.2B | 1.37% | 9.91% | 3.68% |
| 2017-12-31 | $10.5B | $8.6B | $6.2B | 1.32% | 9.91% | 3.70% |
| 2017-09-30 | $10.6B | $8.7B | $6.3B | 0.93% | 7.11% | 3.65% |
| 2017-06-30 | $10.6B | $8.7B | $6.3B | 0.76% | 5.92% | 3.58% |
| 2017-03-31 | $8.7B | $7.5B | $4.9B | 1.02% | 8.17% | 3.56% |
| 2016-12-31 | $8.6B | $7.3B | $4.9B | 1.15% | 8.76% | 3.63% |
| 2016-09-30 | $8.7B | $7.2B | $4.9B | 1.14% | 8.60% | 3.60% |
| 2016-06-30 | $8.7B | $7.1B | $4.9B | 1.10% | 8.37% | 3.59% |
| 2016-03-31 | $8.6B | $7.2B | $4.8B | 1.07% | 8.22% | 3.58% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
COMMUNITY FINANCIAL SYSTEM, INC.RSSD 1048867 · 1984-02-03 to current
2026-06-01RSSD 2723376 → 202907 · code 1
2022-05-14RSSD 861304 → 202907 · code 1
2020-06-13RSSD 929802 → 202907 · code 1
2019-07-13RSSD 313401 → 202907 · code 1
2017-05-13RSSD 166803 → 202907 · code 1
2015-12-05RSSD 103602 → 202907 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.