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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Mansfield, LA · FDIC certificate #13951
COMMUNITY BANK OF LOUISIANA is an FDIC-insured institution based in Mansfield, LA (FDIC certificate #13951). In its Q3 2026 Call Report it reported total assets of $821M, total deposits of $776M and net loans of $285M. Its primary federal regulator is FDIC.
Plain-language readout
COMMUNITY BANK OF LOUISIANA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $854M in Q1 2026 and were lowest at $821M in Q3 2026.
Total deposits were highest at $794M in Q1 2026 and lowest at $776M in Q3 2026.
Over the whole period total assets fell 3.9%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $821M | $776M | $285M | 1.60% | 25.72% | 3.15% |
| Q2 2026 | $853M | $792M | $280M | 1.56% | 23.69% | 3.08% |
| Q1 2026 | $854M | $794M | $286M | 1.34% | 20.85% | 2.89% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $37.3M | $43.3M | -$6.0M | -13.9% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $507.8M | $499.9M | +$7.9M | +1.6% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $279.6M | $285.5M | -$5.9M | -2.1% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $11.0M | $10.2M | +$812K | +8.0% |
| Other real estate owned | $1.7M | $1.1M | +$604K | +56.7% |
| Investments in unconsolidated subsidiaries and associated companies | $217K | $195K | +$22K | +11.3% |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $15.3M | $14.3M | +$1.1M | +7.6% |
| Total assets | $852.9M | $854.4M | -$1.5M | -0.2% |
| Liabilities | ||||
| Total deposits | $791.6M | $793.5M | -$1.9M | -0.2% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $2.3M | $1.9M | +$394K | +20.5% |
| Total liabilities | $794.0M | $795.4M | -$1.5M | -0.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $363K | $363K | $0K | 0.0% |
| Surplus | $47.3M | $47.3M | $0K | 0.0% |
| Retained earnings | $41.9M | $41.8M | +$58K | +0.1% |
| Accumulated other comprehensive income | -$30.7M | -$30.6M | -$115K | -0.4% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $58.9M | $58.9M | -$57K | -0.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.7M | $5.3M | -$3.6M | -68.0% |
| Adjusted nonperforming assets | $1.7M | $5.3M | -$3.6M | -68.0% |
| Tangible equity plus allowance | $60.4M | $60.4M | -$22K | -0.0% |
| Texas ratio (gross) | 2.80% | 8.76% | -5.95 pts | See points |
| Texas ratio (adjusted) | 2.80% | 8.76% | -5.95 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 2.80% | 8.76% | -5.95 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.13% | 10.09% | +0.04 pts | See points |
| Construction and land loans to total capital | 39.47% | 42.34% | -2.87 pts | See points |
| Commercial real estate to total capital | 137.44% | 141.36% | -3.93 pts | See points |
| Dividend payout, year to date | 79.54% | 54.71% | +24.82 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -50.64% | -51.61% | +0.97 pts | See points |
| Liquidity | ||||
| Core deposits | $675.4M | $666.4M | +$9.0M | +1.4% |
| Non-core funding | $116.2M | $127.1M | -$10.9M | -8.6% |
| Loans to core deposits | 41.62% | 43.06% | -1.44 pts | See points |
| Loans to deposits | 35.51% | 36.16% | -0.65 pts | See points |
| Brokered deposits share of deposits | 0.78% | 1.42% | -0.63 pts | See points |
| Pledged securities share of securities | 58.09% | 58.92% | -0.83 pts | See points |
| Loans pledged, share of loans | 49.59% | 46.37% | +3.22 pts | See points |
| Volatile liabilities | $116.2M | $127.1M | -$10.9M | -8.6% |
| Earnings | ||||
| Earnings before provision, year to date | $6.8M | $2.9M | +$3.8M | +130.4% |
| Earnings before provision, single quarter | $3.8M | $2.9M | +$895K | +30.4% |
| Provision for credit losses, year to date | $67K | $46K | +$21K | +45.7% |
| Yield and cost | ||||
| Yield on loans and leases | 7.21% | 6.39% | +0.82 pts | See points |
| Yield on interest-bearing balances due from banks | 4.50% | 3.70% | +0.80 pts | See points |
| Total interest income to average assets | 4.31% | 3.99% | +0.31 pts | See points |
| Cost of interest-bearing transaction accounts | 1.40% | 1.44% | -0.04 pts | See points |
| Cost of savings and money market deposits | 1.35% | 1.32% | +0.03 pts | See points |
| Cost of time deposits | 3.37% | 3.33% | +0.04 pts | See points |
| Total interest expense to average assets | 1.26% | 1.29% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $821M | $776M | $285M | 1.60% | 25.72% | 3.15% |
| 2026-06-30 | $853M | $792M | $280M | 1.56% | 23.69% | 3.08% |
| 2026-03-31 | $854M | $794M | $286M | 1.34% | 20.85% | 2.89% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| LA | $764.6M | 0.57% | 27 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.