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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Parkersburg, WV · FDIC certificate #19681
COMMUNITY BK OF PARKERSBURG is an FDIC-insured institution based in Parkersburg, WV (FDIC certificate #19681). In its Q3 2026 Call Report it reported total assets of $327M, total deposits of $263M and net loans of $270M. Its primary federal regulator is FDIC.
Plain-language readout
COMMUNITY BK OF PARKERSBURG has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $340M in Q2 2026 and were lowest at $326M in Q1 2026.
Total deposits were highest at $263M in Q3 2026 and lowest at $246M in Q1 2026.
Over the whole period total assets rose 0.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $327M | $263M | $270M | 1.53% | 16.10% | 4.32% |
| Q2 2026 | $340M | $263M | $265M | 1.36% | 14.34% | 4.17% |
| Q1 2026 | $326M | $246M | $263M | 1.41% | 14.73% | 4.10% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $29.5M | $16.6M | +$12.9M | +77.4% |
| Federal funds sold | $1.0M | $443K | +$576K | +130.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $35.3M | $36.0M | -$743K | -2.1% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $265.4M | $263.0M | +$2.4M | +0.9% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $4.7M | $4.6M | +$68K | +1.5% |
| Other real estate owned | $0K | $310K | -$310K | -100.0% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $4.5M | $4.7M | -$233K | -4.9% |
| Total assets | $340.3M | $325.7M | +$14.6M | +4.5% |
| Liabilities | ||||
| Total deposits | $262.6M | $246.0M | +$16.6M | +6.7% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $3.2M | $4.0M | -$738K | -18.7% |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $41.5M | $43.5M | -$2.0M | -4.6% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.6M | $1.1M | +$430K | +37.6% |
| Total liabilities | $308.9M | $294.6M | +$14.3M | +4.8% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $500K | $500K | $0K | 0.0% |
| Surplus | $700K | $700K | $0K | 0.0% |
| Retained earnings | $31.0M | $30.6M | +$387K | +1.3% |
| Accumulated other comprehensive income | -$725K | -$685K | -$40K | -5.8% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $31.4M | $31.1M | +$347K | +1.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.1M | $1.6M | -$479K | -30.7% |
| Adjusted nonperforming assets | $1.1M | $1.6M | -$479K | -30.7% |
| Tangible equity plus allowance | $34.0M | $33.6M | +$396K | +1.2% |
| Texas ratio (gross) | 3.19% | 4.65% | -1.46 pts | See points |
| Texas ratio (adjusted) | 3.19% | 4.65% | -1.46 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 3.19% | 4.65% | -1.46 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 9.90% | 9.82% | +0.08 pts | See points |
| Construction and land loans to total capital | 25.65% | 27.02% | -1.37 pts | See points |
| Commercial real estate to total capital | 135.91% | 135.55% | +0.35 pts | See points |
| Dividend payout, year to date | 66.31% | 67.80% | -1.50 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -2.25% | -2.16% | -0.10 pts | See points |
| Liquidity | ||||
| Core deposits | $236.8M | $220.0M | +$16.8M | +7.6% |
| Non-core funding | $70.5M | $73.5M | -$2.9M | -4.0% |
| Loans to core deposits | 113.13% | 120.65% | -7.52 pts | See points |
| Loans to deposits | 102.01% | 107.89% | -5.88 pts | See points |
| Brokered deposits share of deposits | 4.95% | 5.28% | -0.33 pts | See points |
| Pledged securities share of securities | 97.19% | 23.10% | +74.09 pts | See points |
| Loans pledged, share of loans | 90.41% | 43.99% | +46.42 pts | See points |
| Volatile liabilities | $70.5M | $73.5M | -$2.9M | -4.0% |
| Earnings | ||||
| Earnings before provision, year to date | $2.4M | $1.2M | +$1.2M | +95.8% |
| Earnings before provision, single quarter | $1.2M | $1.2M | -$51K | -4.2% |
| Provision for credit losses, year to date | $150K | $75K | +$75K | +100.0% |
| Yield and cost | ||||
| Yield on loans and leases | 5.90% | 5.74% | +0.16 pts | See points |
| Yield on interest-bearing balances due from banks | 4.99% | 4.66% | +0.33 pts | See points |
| Total interest income to average assets | 5.49% | 5.35% | +0.14 pts | See points |
| Cost of interest-bearing transaction accounts | 0.32% | 0.32% | -0.00 pts | See points |
| Cost of savings and money market deposits | 0.28% | 0.28% | -0.00 pts | See points |
| Cost of time deposits | 3.20% | 3.42% | -0.22 pts | See points |
| Total interest expense to average assets | 1.34% | 1.44% | -0.10 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $327M | $263M | $270M | 1.53% | 16.10% | 4.32% |
| 2026-06-30 | $340M | $263M | $265M | 1.36% | 14.34% | 4.17% |
| 2026-03-31 | $326M | $246M | $263M | 1.41% | 14.73% | 4.10% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WV | $244.2M | 0.52% | 35 | Continuing · -0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.