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Regulatory profile
Benton, KY · FDIC certificate #287 · RSSD 698144
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.0B | 1.04% | 13.01% | 3.61% |
| 2026-03-31 | $1.4B | $1.2B | $1.0B | 0.94% | 12.09% | 3.50% |
| 2025-12-31 | $1.4B | $1.3B | $1.0B | 1.09% | 14.84% | 3.45% |
| 2025-09-30 | $1.4B | $1.3B | $1.0B | 1.11% | 15.34% | 3.41% |
| 2025-06-30 | $1.4B | $1.3B | $1.0B | 0.85% | 12.01% | 3.28% |
| 2025-03-31 | $1.4B | $1.3B | $1.0B | 0.80% | 11.25% | 3.18% |
| 2024-12-31 | $1.4B | $1.3B | $1.0B | 0.55% | 7.73% | 2.86% |
| 2024-09-30 | $1.4B | $1.3B | $1.0B | 0.44% | 6.30% | 2.76% |
| 2024-06-30 | $1.4B | $1.2B | $1.0B | 0.40% | 5.82% | 2.72% |
| 2024-03-31 | $1.4B | $1.3B | $1.0B | 0.30% | 4.40% | 2.67% |
| 2023-12-31 | $1.4B | $1.2B | $0.9B | 0.60% | 8.85% | 2.87% |
| 2023-09-30 | $1.4B | $1.2B | $1.0B | 0.63% | 9.40% | 2.90% |
| 2023-06-30 | $1.4B | $1.2B | $0.9B | 0.65% | 9.35% | 2.96% |
| 2023-03-31 | $1.4B | $1.3B | $1.0B | 0.63% | 9.06% | 3.00% |
| 2022-12-31 | $1.4B | $1.3B | $1.0B | 1.04% | 13.46% | 3.29% |
| 2022-09-30 | $1.4B | $1.3B | $1.0B | 1.13% | 14.12% | 3.27% |
| 2022-06-30 | $1.4B | $1.3B | $1.0B | 0.91% | 10.88% | 3.15% |
| 2022-03-31 | $1.5B | $1.3B | $0.9B | 0.72% | 8.12% | 3.00% |
| 2021-12-31 | $1.4B | $1.3B | $0.9B | 0.86% | 9.21% | 2.89% |
| 2021-09-30 | $1.5B | $1.3B | $0.9B | 0.86% | 9.31% | 2.83% |
| 2021-06-30 | $1.5B | $1.3B | $0.9B | 0.85% | 9.24% | 2.82% |
| 2021-03-31 | $1.4B | $1.3B | $0.9B | 0.95% | 10.49% | 2.85% |
| 2020-12-31 | $1.4B | $1.2B | $0.9B | 0.29% | 3.21% | 3.10% |
| 2020-09-30 | $1.3B | $1.2B | $1.0B | -0.01% | -0.11% | 3.17% |
| 2020-06-30 | $1.3B | $1.2B | $1.0B | -0.48% | -5.49% | 3.31% |
| 2020-03-31 | $1.2B | $1.1B | $1.0B | -1.90% | -21.15% | 3.31% |
| 2019-12-31 | $1.2B | $1.1B | $1.0B | 0.58% | 6.34% | 3.45% |
| 2019-09-30 | $1.2B | $1.1B | $1.0B | 0.76% | 8.41% | 3.48% |
| 2019-06-30 | $1.2B | $1.1B | $1.0B | 0.79% | 8.78% | 3.50% |
| 2019-03-31 | $1.2B | $1.1B | $1.0B | 0.71% | 7.95% | 3.46% |
| 2018-12-31 | $1.2B | $1.0B | $0.9B | 1.01% | 11.27% | 3.63% |
| 2018-09-30 | $1.1B | $1.0B | $0.9B | 0.87% | 9.72% | 3.60% |
| 2018-06-30 | $1.1B | $1.0B | $0.9B | 0.83% | 9.33% | 3.59% |
| 2018-03-31 | $1.1B | $1.0B | $0.9B | 0.67% | 7.46% | 3.53% |
| 2017-12-31 | $1.1B | $1.0B | $0.9B | 0.78% | 8.55% | 3.76% |
| 2017-09-30 | $1.0B | $0.9B | $0.9B | 0.94% | 10.24% | 3.78% |
| 2017-06-30 | $1.0B | $0.9B | $0.9B | 0.98% | 10.68% | 3.75% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1097986 · 1982-09-15 to current
2001-07-14RSSD 976141 → 698144 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.