Regulatory profile
Seneca, KS · FDIC certificate #25665
COMMUNITY NATIONAL BANK is an FDIC-insured institution based in Seneca, KS (FDIC certificate #25665). In its Q3 2026 Call Report it reported total assets of $826M, total deposits of $772M and net loans of $399M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for COMMUNITY NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $772M |
|---|---|
| Net loans and leases | $399M |
Plain-language readout
COMMUNITY NATIONAL BANK in Seneca, KS funds its loans with $772M of deposits and holds $399M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COMMUNITY NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 51.71% in Q3 2026, against 48.57% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $399M | $772M | 51.71% |
| Q2 2026 | $379M | $773M | 49.07% |
| Q1 2026 | $394M | $810M | 48.57% |