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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,857,946 | 3,047,249 | 2,855,669 | 1.18 | 8.89 | 3.79 |
| 2016-06-30 | 3,872,447 | 3,052,326 | 2,897,395 | 1.16 | 8.69 | 3.78 |
| 2016-09-30 | 3,907,184 | 3,064,881 | 2,897,573 | 1.18 | 8.79 | 3.77 |
| 2016-12-31 | 3,909,916 | 3,092,327 | 2,903,682 | 1.18 | 8.76 | 3.77 |
| 2017-03-31 | 4,011,673 | 3,172,225 | 2,936,751 | 1.13 | 8.34 | 3.68 |
| 2017-06-30 | 4,057,587 | 3,118,530 | 3,054,833 | 1.09 | 8.10 | 3.72 |
| 2017-09-30 | 4,114,534 | 3,213,633 | 3,078,635 | 1.16 | 8.66 | 3.74 |
| 2017-12-31 | 4,113,495 | 3,276,238 | 3,087,822 | 1.24 | 9.20 | 3.75 |
| 2018-03-31 | 4,173,085 | 3,333,127 | 3,084,197 | 1.48 | 10.91 | 3.70 |
| 2018-06-30 | 4,182,364 | 3,323,175 | 3,134,364 | 1.28 | 9.40 | 3.72 |
| 2018-09-30 | 4,151,204 | 3,287,577 | 3,143,126 | 1.36 | 9.96 | 3.78 |
| 2018-12-31 | 4,179,535 | 3,320,469 | 3,175,191 | 1.39 | 10.11 | 3.80 |
| 2019-03-31 | 4,291,255 | 3,398,774 | 3,168,377 | 1.43 | 10.13 | 3.78 |
| 2019-06-30 | 4,355,691 | 3,453,570 | 3,158,276 | 1.39 | 9.83 | 3.75 |
| 2019-09-30 | 4,316,128 | 3,406,551 | 3,181,917 | 1.40 | 9.82 | 3.76 |
| 2019-12-31 | 4,344,716 | 3,423,239 | 3,214,735 | 1.41 | 9.89 | 3.75 |
| 2020-03-31 | 4,331,271 | 3,412,192 | 3,239,499 | 0.55 | 3.79 | 3.69 |
| 2020-06-30 | 5,000,601 | 3,997,712 | 3,521,123 | 1.13 | 8.05 | 3.60 |
| 2020-09-30 | 4,990,924 | 3,903,533 | 3,530,038 | 1.23 | 8.87 | 3.51 |
| 2020-12-31 | 5,108,793 | 4,027,614 | 3,529,448 | 1.24 | 9.09 | 3.46 |
| 2021-03-31 | 5,326,223 | 4,242,920 | 3,511,206 | 1.77 | 13.67 | 3.32 |
| 2021-06-30 | 5,460,139 | 4,330,884 | 3,411,710 | 1.76 | 13.61 | 3.26 |
| 2021-09-30 | 5,351,968 | 4,303,990 | 3,369,070 | 1.70 | 13.05 | 3.30 |
| 2021-12-31 | 5,384,484 | 4,353,900 | 3,369,689 | 1.64 | 12.55 | 3.29 |
| 2022-03-31 | 5,410,319 | 4,438,481 | 3,475,173 | 1.42 | 11.09 | 3.19 |
| 2022-06-30 | 5,415,941 | 4,482,998 | 3,517,035 | 1.45 | 11.53 | 3.23 |
| 2022-09-30 | 5,445,617 | 4,545,726 | 3,587,226 | 1.44 | 11.71 | 3.32 |
| 2022-12-31 | 5,351,295 | 4,440,089 | 3,663,418 | 1.50 | 12.29 | 3.41 |
| 2023-03-31 | 5,500,228 | 4,561,515 | 3,730,858 | 1.43 | 11.76 | 3.57 |
| 2023-06-30 | 5,491,657 | 4,530,896 | 3,881,915 | 1.42 | 11.65 | 3.52 |
| 2023-09-30 | 5,606,645 | 4,640,242 | 3,936,300 | 1.44 | 11.83 | 3.49 |
| 2023-12-31 | 5,733,770 | 4,731,227 | 4,001,515 | 1.40 | 11.44 | 3.45 |
| 2024-03-31 | 5,811,944 | 4,790,891 | 4,110,661 | 1.28 | 10.17 | 3.32 |
| 2024-06-30 | 5,767,834 | 4,740,917 | 4,209,449 | 1.30 | 10.26 | 3.41 |
| 2024-09-30 | 5,924,665 | 4,845,183 | 4,297,229 | 1.35 | 10.56 | 3.45 |
| 2024-12-31 | 6,153,523 | 5,081,029 | 4,431,853 | 1.38 | 10.81 | 3.47 |
| 2025-03-31 | 6,235,369 | 5,123,509 | 4,579,575 | 1.39 | 10.87 | 3.60 |
| 2025-06-30 | 6,350,440 | 5,238,785 | 4,644,313 | 1.47 | 11.49 | 3.67 |
| 2025-09-30 | 6,597,402 | 5,391,953 | 4,735,263 | 1.46 | 11.34 | 3.69 |
| 2025-12-31 | 6,642,331 | 5,395,699 | 4,834,984 | 1.50 | 11.66 | 3.72 |
| 2026-03-31 | 6,698,348 | 5,442,072 | 4,929,573 | 1.59 | 12.08 | 3.83 |
| 2026-06-30 | 6,947,398 | 5,665,534 | 5,061,930 | 1.64 | 12.47 | 3.83 |
78 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-01-22 | 1 | 4138 | 509811 |
| 2005-06-11 | 1 | 2586302 | 509811 |
| 2002-03-16 | 1 | 698715 | 509811 |
| 2001-01-26 | 1 | 356417 | 509811 |
| 2000-12-29 | 1 | 741572 | 509811 |
| 1998-12-31 | 1 | 2668664 | 509811 |
| 1997-01-01 | 1 | 482615 | 509811 |
| 1997-01-01 | 1 | 602815 | 509811 |
| 1997-01-01 | 1 | 656911 | 509811 |
| 1997-01-01 | 1 | 363611 | 509811 |
| 1997-01-01 | 1 | 188412 | 509811 |
| 1997-01-01 | 1 | 171414 | 509811 |
| 1997-01-01 | 1 | 353416 | 509811 |
| 1995-04-01 | 1 | 1392841 | 509811 |
| 1991-11-23 | 50 | 718873 | 509811 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.