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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #2720 · RSSD 509811
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Lexington | KY | 6 | 0 | Unavailable |
| Pikeville | KY | 5 | 1 | Unavailable |
| Hazard | KY | 3 | 0 | Unavailable |
| Ashland | KY | 2 | 0 | Unavailable |
| Campbellsville | KY | 2 | 0 | Unavailable |
| Danville | KY | 2 | 0 | Unavailable |
| Elkhorn City | KY | 2 | 0 | Unavailable |
| Flemingsburg | KY | 2 | 0 | Unavailable |
| Frankfort | KY | 2 | 0 | Unavailable |
| Georgetown | KY | 2 | 0 | Unavailable |
| London | KY | 2 | 0 | Unavailable |
| Middlesboro | KY | 2 | 0 | Unavailable |
| Mount Vernon | KY | 2 | 0 | Unavailable |
| Richmond | KY | 2 | 0 | Unavailable |
| Somerset | KY | 2 | 0 | Unavailable |
| Whitesburg | KY | 2 | 0 | Unavailable |
| Williamsburg | KY | 2 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1070644 · 1981-06-30 to current
Unresolved entityRSSD 5938957 · 2023-12-28 to current
Unresolved entityRSSD 1070653 · 2007-06-30 to current
Unresolved entityRSSD 3133150 · 2007-06-30 to current
Unresolved entityRSSD 3133150 · 2002-07-25 to 2007-06-29
Unresolved entityRSSD 3748844 · 2001-06-22 to current
Unresolved entityRSSD 1070653 · 1984-01-01 to 2007-06-29
2011-01-22RSSD 4138 → 509811 · code 1
2005-06-11RSSD 2586302 → 509811 · code 1
2002-03-16RSSD 698715 → 509811 · code 1
2001-01-26RSSD 356417 → 509811 · code 1
2000-12-29RSSD 741572 → 509811 · code 1
1998-12-31RSSD 2668664 → 509811 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.9B | $5.7B | $5.1B | 1.64% | 12.47% | 3.83% |
| 2026-03-31 | $6.7B | $5.4B | $4.9B | 1.59% | 12.08% | 3.83% |
| 2025-12-31 | $6.6B | $5.4B | $4.8B | 1.50% | 11.66% | 3.72% |
| 2025-09-30 | $6.6B | $5.4B | $4.7B | 1.46% | 11.34% | 3.69% |
| 2025-06-30 | $6.4B | $5.2B | $4.6B | 1.47% | 11.49% | 3.67% |
| 2025-03-31 | $6.2B | $5.1B | $4.6B | 1.39% | 10.87% | 3.60% |
| 2024-12-31 | $6.2B | $5.1B | $4.4B | 1.38% | 10.81% | 3.47% |
| 2024-09-30 | $5.9B | $4.8B | $4.3B | 1.35% | 10.56% | 3.45% |
| 2024-06-30 | $5.8B | $4.7B | $4.2B | 1.30% | 10.26% | 3.41% |
| 2024-03-31 | $5.8B | $4.8B | $4.1B | 1.28% | 10.17% | 3.32% |
| 2023-12-31 | $5.7B | $4.7B | $4.0B | 1.40% | 11.44% | 3.45% |
| 2023-09-30 | $5.6B | $4.6B | $3.9B | 1.44% | 11.83% | 3.49% |
| 2023-06-30 | $5.5B | $4.5B | $3.9B | 1.42% | 11.65% | 3.52% |
| 2023-03-31 | $5.5B | $4.6B | $3.7B | 1.43% | 11.76% | 3.57% |
| 2022-12-31 | $5.4B | $4.4B | $3.7B | 1.50% | 12.29% | 3.41% |
| 2022-09-30 | $5.4B | $4.5B | $3.6B | 1.44% | 11.71% | 3.32% |
| 2022-06-30 | $5.4B | $4.5B | $3.5B | 1.45% | 11.53% | 3.23% |
| 2022-03-31 | $5.4B | $4.4B | $3.5B | 1.42% | 11.09% | 3.19% |
| 2021-12-31 | $5.4B | $4.4B | $3.4B | 1.64% | 12.55% | 3.29% |
| 2021-09-30 | $5.4B | $4.3B | $3.4B | 1.70% | 13.05% | 3.30% |
| 2021-06-30 | $5.5B | $4.3B | $3.4B | 1.76% | 13.61% | 3.26% |
| 2021-03-31 | $5.3B | $4.2B | $3.5B | 1.77% | 13.67% | 3.32% |
| 2020-12-31 | $5.1B | $4.0B | $3.5B | 1.24% | 9.09% | 3.46% |
| 2020-09-30 | $5.0B | $3.9B | $3.5B | 1.23% | 8.87% | 3.51% |
| 2020-06-30 | $5.0B | $4.0B | $3.5B | 1.13% | 8.05% | 3.60% |
| 2020-03-31 | $4.3B | $3.4B | $3.2B | 0.55% | 3.79% | 3.69% |
| 2019-12-31 | $4.3B | $3.4B | $3.2B | 1.41% | 9.89% | 3.75% |
| 2019-09-30 | $4.3B | $3.4B | $3.2B | 1.40% | 9.82% | 3.76% |
| 2019-06-30 | $4.4B | $3.5B | $3.2B | 1.39% | 9.83% | 3.75% |
| 2019-03-31 | $4.3B | $3.4B | $3.2B | 1.43% | 10.13% | 3.78% |
| 2018-12-31 | $4.2B | $3.3B | $3.2B | 1.39% | 10.11% | 3.80% |
| 2018-09-30 | $4.2B | $3.3B | $3.1B | 1.36% | 9.96% | 3.78% |
| 2018-06-30 | $4.2B | $3.3B | $3.1B | 1.28% | 9.40% | 3.72% |
| 2018-03-31 | $4.2B | $3.3B | $3.1B | 1.48% | 10.91% | 3.70% |
| 2017-12-31 | $4.1B | $3.3B | $3.1B | 1.24% | 9.20% | 3.75% |
| 2017-09-30 | $4.1B | $3.2B | $3.1B | 1.16% | 8.66% | 3.74% |
| 2017-06-30 | $4.1B | $3.1B | $3.1B | 1.09% | 8.10% | 3.72% |
| 2017-03-31 | $4.0B | $3.2B | $2.9B | 1.13% | 8.34% | 3.68% |
| 2016-12-31 | $3.9B | $3.1B | $2.9B | 1.18% | 8.76% | 3.77% |
| 2016-09-30 | $3.9B | $3.1B | $2.9B | 1.18% | 8.79% | 3.77% |
| 2016-06-30 | $3.9B | $3.1B | $2.9B | 1.16% | 8.69% | 3.78% |
| 2016-03-31 | $3.9B | $3.0B | $2.9B | 1.18% | 8.89% | 3.79% |
| Winchester |
| KY |
| 2 |
| 0 |
| Unavailable |
| Allen | KY | 1 | 0 | Unavailable |
| Berea | KY | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2011-01-22: RSSD 4138 → 509811 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 15 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KY | $4.7B | 3.85% | 7 | Continuing · +0.21 pp |
| WV | $348.4M | 0.74% | 24 | Continuing · +0.04 pp |
| TN | $219M | 0.09% | 108 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.