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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Waynoka, OK · FDIC certificate #18063
COREBANK is an FDIC-insured institution based in Waynoka, OK (FDIC certificate #18063). In its Q3 2026 Call Report it reported total assets of $119M, total deposits of $104M and net loans of $96M. Its primary federal regulator is FDIC.
Plain-language readout
COREBANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $129M in Q1 2026 and were lowest at $119M in Q3 2026.
Total deposits were highest at $114M in Q1 2026 and lowest at $104M in Q3 2026.
Over the whole period total assets fell 7.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $119M | $104M | $96M | 1.33% | 11.57% | 4.29% |
| Q2 2026 | $122M | $107M | $94M | 1.52% | 13.57% | 4.26% |
| Q1 2026 | $129M | $114M | $95M | 1.07% | 9.85% | 4.12% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $9.3M | $8.7M | +$518K | +5.9% |
| Federal funds sold | $5.1M | $10.1M | -$5.0M | -49.3% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $11.2M | $12.0M | -$783K | -6.5% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $93.7M | $94.8M | -$1.1M | -1.1% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $493K | $510K | -$17K | -3.3% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $3K | $3K | $0K | 0.0% |
| All other assets | $2.3M | $2.8M | -$505K | -18.0% |
| Total assets | $122.1M | $128.9M | -$6.8M | -5.3% |
| Liabilities | ||||
| Total deposits | $107.0M | $113.9M | -$6.9M | -6.1% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $462K | $982K | -$520K | -53.0% |
| Total liabilities | $107.5M | $114.9M | -$7.5M | -6.5% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $89K | $88K | +$1K | +1.1% |
| Surplus | $8.8M | $8.8M | $0K | 0.0% |
| Retained earnings | $5.9M | $5.3M | +$616K | +11.7% |
| Accumulated other comprehensive income | -$126K | -$127K | +$1K | +0.8% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $14.6M | $14.0M | +$618K | +4.4% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $15.6M | $15.0M | +$602K | +4.0% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 11.78% | 11.16% | +0.62 pts | See points |
| Construction and land loans to total capital | 54.81% | 75.36% | -20.55 pts | See points |
| Commercial real estate to total capital | 107.87% | 127.95% | -20.08 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -1.14% | -1.20% | +0.06 pts | See points |
| Liquidity | ||||
| Core deposits | $92.2M | $99.6M | -$7.4M | -7.5% |
| Non-core funding | $14.8M | $14.3M | +$513K | +3.6% |
| Loans to core deposits | 102.82% | 96.24% | +6.58 pts | See points |
| Loans to deposits | 88.57% | 84.14% | +4.43 pts | See points |
| Brokered deposits share of deposits | 1.39% | 0.00% | +1.39 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $34.0M | $39.1M | -$5.1M | -13.0% |
| Earnings | ||||
| Earnings before provision, year to date | $1.2M | $455K | +$785K | +172.5% |
| Earnings before provision, single quarter | $785K | $455K | +$330K | +72.5% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 8.21% | 8.04% | +0.16 pts | See points |
| Yield on interest-bearing balances due from banks | 0.00% | 0.00% | 0.00 pts | See points |
| Total interest income to average assets | 7.01% | 6.94% | +0.07 pts | See points |
| Cost of interest-bearing transaction accounts | 0.49% | 0.52% | -0.03 pts | See points |
| Cost of savings and money market deposits | 2.66% | 2.77% | -0.11 pts | See points |
| Cost of time deposits | 4.03% | 4.11% | -0.08 pts | See points |
| Total interest expense to average assets | 2.79% | 2.92% | -0.14 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $119M | $104M | $96M | 1.33% | 11.57% | 4.29% |
| 2026-06-30 | $122M | $107M | $94M | 1.52% | 13.57% | 4.26% |
| 2026-03-31 | $129M | $114M | $95M | 1.07% | 9.85% | 4.12% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OK | $115.6M | 0.08% | 132 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.