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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Murdock, NE · FDIC certificate #16868
CORN GROWERS STATE BANK is an FDIC-insured institution based in Murdock, NE (FDIC certificate #16868). In its Q3 2026 Call Report it reported total assets of $38M, total deposits of $30M and net loans of $29M. Its primary federal regulator is FDIC.
Plain-language readout
CORN GROWERS STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $40M in Q2 2026 and were lowest at $36M in Q1 2026.
Total deposits were highest at $35M in Q2 2026 and lowest at $30M in Q3 2026.
Over the whole period total assets rose 6.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $38M | $30M | $29M | 0.51% | 6.50% | 4.27% |
| Q2 2026 | $40M | $35M | $27M | 0.35% | 4.47% | 4.17% |
| Q1 2026 | $36M | $33M | $25M | 0.09% | 1.09% | 4.17% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $2.2M | $3.9M | -$1.7M | -42.7% |
| Federal funds sold | $3.2M | $0K | +$3.2M | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $5.6M | $6.0M | -$465K | -7.7% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $27.5M | $24.7M | +$2.8M | +11.4% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $248K | $253K | -$5K | -2.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $1.5M | $1.4M | +$185K | +13.6% |
| Total assets | $40.3M | $36.2M | +$4.1M | +11.2% |
| Liabilities | ||||
| Total deposits | $35.3M | $33.1M | +$2.2M | +6.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $1.8M | $0K | +$1.8M | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $181K | $185K | -$4K | -2.2% |
| Total liabilities | $37.3M | $33.3M | +$4.0M | +12.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $125K | $125K | $0K | 0.0% |
| Surplus | $545K | $545K | $0K | 0.0% |
| Retained earnings | $2.5M | $2.4M | +$54K | +2.3% |
| Accumulated other comprehensive income | -$105K | -$133K | +$28K | +21.1% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $3.0M | $2.9M | +$82K | +2.8% |
| Credit and capital | ||||
| Gross nonperforming assets | $242K | $28K | +$214K | +764.3% |
| Adjusted nonperforming assets | $242K | $28K | +$214K | +764.3% |
| Tangible equity plus allowance | $3.2M | $3.1M | +$82K | +2.6% |
| Texas ratio (gross) | 7.49% | 0.89% | +6.60 pts | See points |
| Texas ratio (adjusted) | 7.49% | 0.89% | +6.60 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 7.49% | 0.89% | +6.60 pts | See points |
| Tier 1 capital to risk-weighted assets | 13.63% | 15.28% | -1.64 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 13.63% | 15.28% | -1.64 pts | See points |
| Tier 2 capital to risk-weighted assets | 0.94% | 1.07% | -0.13 pts | See points |
| Total risk-based capital to risk-weighted assets | 14.57% | 16.35% | -1.78 pts | See points |
| Tier 1 leverage (approximate) | 8.00% | 8.13% | -0.13 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 1.80% | 1.28% | +0.52 pts | See points |
| Dividend payout, year to date | 13.64% | 112.50% | -98.86 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -4.26% | -5.48% | +1.22 pts | See points |
| Liquidity | ||||
| Core deposits | $35.3M | $33.1M | +$2.2M | +6.6% |
| Non-core funding | $1.8M | $0K | +$1.8M | n/a |
| Loans to core deposits | 78.51% | 75.20% | +3.30 pts | See points |
| Loans to deposits | 78.51% | 75.20% | +3.30 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 61.57% | 56.49% | +5.09 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $1.8M | $0K | +$1.8M | n/a |
| Earnings | ||||
| Earnings before provision, year to date | $97K | $11K | +$86K | +781.8% |
| Earnings before provision, single quarter | $86K | $11K | +$75K | +681.8% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.57% | 6.36% | +0.21 pts | See points |
| Yield on interest-bearing balances due from banks | 3.46% | 3.61% | -0.15 pts | See points |
| Total interest income to average assets | 4.78% | 4.72% | +0.06 pts | See points |
| Cost of interest-bearing transaction accounts | 0.22% | 0.24% | -0.02 pts | See points |
| Cost of savings and money market deposits | 0.55% | 0.57% | -0.02 pts | See points |
| Cost of time deposits | 3.12% | 3.06% | +0.06 pts | See points |
| Total interest expense to average assets | 0.88% | 0.98% | -0.09 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $38M | $30M | $29M | 0.51% | 6.50% | 4.27% |
| 2026-06-30 | $40M | $35M | $27M | 0.35% | 4.47% | 4.17% |
| 2026-03-31 | $36M | $33M | $25M | 0.09% | 1.09% | 4.17% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $32.9M | 0.04% | 152 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.