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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,010,457 | 912,868 | 681,035 | 1.19 | 13.80 | 3.58 |
| 2020-06-30 | 1,091,724 | 988,551 | 791,356 | 1.05 | 12.42 | 4.04 |
| 2020-09-30 | 1,095,372 | 989,628 | 793,402 | 0.97 | 11.55 | 3.74 |
| 2020-12-31 | 1,102,739 | 999,223 | 788,262 | 0.94 | 11.21 | 3.61 |
| 2021-03-31 | 1,113,792 | 1,012,589 | 805,673 | 0.82 | 9.83 | 3.83 |
| 2021-06-30 | 1,146,650 | 1,045,365 | 772,444 | 0.89 | 10.83 | 3.53 |
| 2021-09-30 | 1,160,269 | 1,057,540 | 754,801 | 0.84 | 10.28 | 3.39 |
| 2021-12-31 | 1,310,231 | 1,208,053 | 746,768 | 0.92 | 11.54 | 3.25 |
| 2022-03-31 | 1,272,994 | 1,180,614 | 785,729 | 0.81 | 11.91 | 2.90 |
| 2022-06-30 | 1,244,817 | 1,162,676 | 810,738 | 1.07 | 16.64 | 3.11 |
| 2022-09-30 | 1,327,208 | 1,243,217 | 843,995 | 1.22 | 20.04 | 3.30 |
| 2022-12-31 | 1,304,394 | 1,202,722 | 904,170 | 1.37 | 22.69 | 3.51 |
| 2023-03-31 | 1,314,911 | 1,166,339 | 953,561 | 1.29 | 21.96 | 3.92 |
| 2023-06-30 | 1,381,957 | 1,234,453 | 1,017,113 | 1.17 | 20.31 | 3.81 |
| 2023-09-30 | 1,491,977 | 1,357,573 | 1,031,417 | 1.11 | 20.06 | 3.67 |
| 2023-12-31 | 1,498,217 | 1,355,982 | 1,067,722 | 1.12 | 19.93 | 3.63 |
| 2024-03-31 | 1,532,807 | 1,381,541 | 1,088,957 | 2.89 | 48.59 | 3.30 |
| 2024-06-30 | 1,564,735 | 1,379,692 | 1,134,310 | 1.79 | 29.62 | 3.39 |
| 2024-09-30 | 1,617,804 | 1,453,653 | 1,172,152 | 1.44 | 23.26 | 3.45 |
| 2024-12-31 | 1,743,084 | 1,577,708 | 1,198,906 | 1.32 | 21.34 | 3.48 |
| 2025-03-31 | 1,792,778 | 1,618,938 | 1,227,348 | 1.51 | 23.86 | 3.55 |
| 2025-06-30 | 1,755,510 | 1,575,355 | 1,251,701 | 1.35 | 20.49 | 3.71 |
| 2025-09-30 | 1,751,016 | 1,562,131 | 1,262,440 | 1.34 | 19.65 | 3.84 |
| 2025-12-31 | 1,785,231 | 1,586,156 | 1,243,177 | 1.35 | 19.12 | 3.90 |
| 2026-03-31 | 1,750,393 | 1,538,604 | 1,266,353 | 1.27 | 15.72 | 4.07 |
| 2026-06-30 | 1,853,302 | 1,648,644 | 1,346,343 | 1.25 | 15.40 | 4.09 |
13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-03-21 | 1 | 234056 | 879457 |
| 2015-03-14 | 1 | 743857 | 879457 |
| 2008-03-01 | 1 | 949752 | 879457 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.