Regulatory profile
Fargo, ND · FDIC certificate #13198 · RSSD 879457
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.9B | $1.6B | $1.3B | 1.25% | 15.40% | 4.09% |
| 2026-03-31 | $1.8B | $1.5B | $1.3B | 1.27% | 15.72% | 4.07% |
| 2025-12-31 | $1.8B | $1.6B | $1.2B | 1.35% | 19.12% | 3.90% |
| 2025-09-30 | $1.8B | $1.6B | $1.3B | 1.34% | 19.65% | 3.84% |
| 2025-06-30 | $1.8B | $1.6B | $1.3B | 1.35% | 20.49% | 3.71% |
| 2025-03-31 | $1.8B | $1.6B | $1.2B | 1.51% | 23.86% | 3.55% |
| 2024-12-31 | $1.7B | $1.6B | $1.2B | 1.32% | 21.34% | 3.48% |
| 2024-09-30 | $1.6B | $1.5B | $1.2B | 1.44% | 23.26% | 3.45% |
| 2024-06-30 | $1.6B | $1.4B | $1.1B | 1.79% | 29.62% | 3.39% |
| 2024-03-31 | $1.5B | $1.4B | $1.1B | 2.89% | 48.59% | 3.30% |
| 2023-12-31 | $1.5B | $1.4B | $1.1B | 1.12% | 19.93% | 3.63% |
| 2023-09-30 | $1.5B | $1.4B | $1.0B | 1.11% | 20.06% | 3.67% |
| 2023-06-30 | $1.4B | $1.2B | $1.0B | 1.17% | 20.31% | 3.81% |
| 2023-03-31 | $1.3B | $1.2B | $1.0B | 1.29% | 21.96% | 3.92% |
| 2022-12-31 | $1.3B | $1.2B | $0.9B | 1.37% | 22.69% | 3.51% |
| 2022-09-30 | $1.3B | $1.2B | $0.8B | 1.22% | 20.04% | 3.30% |
| 2022-06-30 | $1.2B | $1.2B | $0.8B | 1.07% | 16.64% | 3.11% |
| 2022-03-31 | $1.3B | $1.2B | $0.8B | 0.81% | 11.91% | 2.90% |
| 2021-12-31 | $1.3B | $1.2B | $0.7B | 0.92% | 11.54% | 3.25% |
| 2021-09-30 | $1.2B | $1.1B | $0.8B | 0.84% | 10.28% | 3.39% |
| 2021-06-30 | $1.1B | $1.0B | $0.8B | 0.89% | 10.83% | 3.53% |
| 2021-03-31 | $1.1B | $1.0B | $0.8B | 0.82% | 9.83% | 3.83% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 0.94% | 11.21% | 3.61% |
| 2020-09-30 | $1.1B | $1.0B | $0.8B | 0.97% | 11.55% | 3.74% |
| 2020-06-30 | $1.1B | $1.0B | $0.8B | 1.05% | 12.42% | 4.04% |
| 2020-03-31 | $1.0B | $0.9B | $0.7B | 1.19% | 13.80% | 3.58% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3435283 · 2015-01-01 to current
Unmatched RSSD entityRSSD 1124462 · 2000-12-11 to 2014-12-31
Unmatched RSSD entityRSSD 1124462 · 1989-12-31 to 2000-12-10
Unmatched RSSD entityRSSD 1124462 · 1978-12-12 to 1989-12-30
2015-03-21RSSD 234056 → 879457 · code 1
2015-03-14RSSD 743857 → 879457 · code 1
2008-03-01RSSD 949752 → 879457 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.