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Regulatory profile
FDIC certificate #13198 · RSSD 879457
CORNERSTONE BANK is an FDIC-insured institution (FDIC certificate #13198). In its Q2 2026 Call Report it reported total assets of $1.9B, total deposits of $1.6B and net loans of $1.3B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CORNERSTONE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.28% |
|---|---|
| Equity to assets | 8.16% |
| Noncurrent loans ratio | 2.35% |
| Nonaccrual loans ratio | 2.19% |
| Loan to deposit ratio | 82.75% |
| Liquid assets ratio | 19.85% |
| Brokered deposit ratio | 2.94% |
| Total deposits | $1.6B |
| Net loans and leases | $1.3B |