Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

COUNTRY BANK FOR SAVINGS

FDIC #23992 · MA · period 20260630

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Total assets1,405,922-6.26% YoY

Total deposits1,002,940-6.59% YoY

Net loans and leases990,309-8.43% YoY

Return on assets0.62%-38.11% YoY

Return on equity4.19%-39.80% YoY

Net interest margin3.25%+2.27% YoY

Peer position

Return on assets20thopportunity · n=902

Return on equity11thopportunity · n=894

Net interest margin31stin line · n=902

Equity to assets90thstrength · n=894

Noncurrent loans24thopportunity · n=887

Liquid assets45thin line · n=895

Brokered deposits38thin line · n=890

Loans to deposits13thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,405,922	1,002,940	990,309	0.62	4.19	3.25
2016-06-30	1,437,099	1,030,674	1,022,239	0.63	4.27	3.26
2016-09-30	1,473,598	1,046,401	1,050,320	0.65	4.40	3.24
2016-12-31	1,465,409	1,042,193	1,065,153	0.66	4.51	3.24
2017-03-31	1,499,828	1,073,686	1,081,436	1.00	6.96	3.18
2017-06-30	1,510,951	1,056,996	1,115,275	0.83	5.74	3.20
2017-09-30	1,545,116	1,057,076	1,150,741	0.82	5.66	3.23
2017-12-31	1,587,674	1,025,199	1,168,590	0.70	4.90	3.22
2018-03-31	1,575,354	1,059,227	1,175,700	0.78	5.63	3.20
2018-06-30	1,598,920	1,068,495	1,211,133	0.83	6.00	3.23
2018-09-30	1,594,855	1,072,342	1,211,108	0.84	6.01	3.26
2018-12-31	1,625,625	1,083,239	1,240,421	0.81	5.77	3.28
2019-03-31	1,666,333	1,136,036	1,244,927	0.64	4.58	3.12
2019-06-30	1,703,561	1,167,701	1,270,253	0.69	4.88	3.09
2019-09-30	1,692,907	1,187,340	1,260,202	0.71	5.00	3.08
2019-12-31	1,687,946	1,187,085	1,297,339	0.82	5.74	3.15
2020-03-31	1,669,051	1,193,022	1,283,440	0.60	4.04	3.33
2020-06-30	1,760,318	1,317,987	1,336,677	0.73	4.95	3.23
2020-09-30	1,736,464	1,306,479	1,283,564	0.77	5.17	3.23
2020-12-31	1,733,561	1,322,036	1,231,432	0.80	5.37	3.22
2021-03-31	1,751,837	1,374,730	1,186,755	0.68	4.50	2.96
2021-06-30	1,758,247	1,377,283	1,134,543	0.69	4.55	2.98
2021-09-30	1,753,279	1,388,288	1,085,473	0.72	4.74	3.04
2021-12-31	1,703,294	1,362,932	1,099,005	0.90	5.89	3.05
2022-03-31	1,741,375	1,415,531	1,081,431	0.59	3.79	3.01
2022-06-30	1,743,630	1,424,263	1,096,610	0.67	4.36	3.20
2022-09-30	1,687,132	1,389,406	1,192,361	0.74	4.88	3.33
2022-12-31	1,659,376	1,340,598	1,266,881	0.88	5.79	3.51
2023-03-31	1,760,125	1,293,267	1,316,935	0.74	4.85	3.69
2023-06-30	1,810,101	1,328,374	1,383,675	0.72	4.77	3.48
2023-09-30	1,823,375	1,321,353	1,406,244	0.70	4.69	3.38
2023-12-31	1,857,406	1,339,218	1,427,607	0.74	5.00	3.29
2024-03-31	1,874,941	1,386,927	1,427,182	0.52	3.50	2.87
2024-06-30	1,931,185	1,449,657	1,453,523	0.47	3.17	2.85
2024-09-30	1,985,811	1,457,075	1,495,568	0.48	3.25	2.84
2024-12-31	1,981,532	1,447,823	1,497,692	0.46	3.09	2.89
2025-03-31	2,073,726	1,516,777	1,584,715	0.44	3.08	3.02
2025-06-30	2,149,439	1,496,638	1,662,858	0.48	3.34	3.09
2025-09-30	2,191,556	1,631,654	1,698,048	0.57	4.04	3.15
2025-12-31	2,202,448	1,667,921	1,707,742	0.60	4.24	3.20
2026-03-31	2,221,191	1,681,602	1,730,836	0.68	4.80	3.27
2026-06-30	2,236,949	1,728,837	1,738,873	0.81	5.73	3.39

Structure and branch footprint

15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1998-01-01	1	730606	689209
1981-11-01	1	292702	689209

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.