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Regulatory profile
Ware, MA · FDIC certificate #23992 · RSSD 689209
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.7B | $1.7B | 0.81% | 5.73% | 3.39% |
| 2026-03-31 | $2.2B | $1.7B | $1.7B | 0.68% | 4.80% | 3.27% |
| 2025-12-31 | $2.2B | $1.7B | $1.7B | 0.60% | 4.24% | 3.20% |
| 2025-09-30 | $2.2B | $1.6B | $1.7B | 0.57% | 4.04% | 3.15% |
| 2025-06-30 | $2.1B | $1.5B | $1.7B | 0.48% | 3.34% | 3.09% |
| 2025-03-31 | $2.1B | $1.5B | $1.6B | 0.44% | 3.08% | 3.02% |
| 2024-12-31 | $2.0B | $1.4B | $1.5B | 0.46% | 3.09% | 2.89% |
| 2024-09-30 | $2.0B | $1.5B | $1.5B | 0.48% | 3.25% | 2.84% |
| 2024-06-30 | $1.9B | $1.4B | $1.5B | 0.47% | 3.17% | 2.85% |
| 2024-03-31 | $1.9B | $1.4B | $1.4B | 0.52% | 3.50% | 2.87% |
| 2023-12-31 | $1.9B | $1.3B | $1.4B | 0.74% | 5.00% | 3.29% |
| 2023-09-30 | $1.8B | $1.3B | $1.4B | 0.70% | 4.69% | 3.38% |
| 2023-06-30 | $1.8B | $1.3B | $1.4B | 0.72% | 4.77% | 3.48% |
| 2023-03-31 | $1.8B | $1.3B | $1.3B | 0.74% | 4.85% | 3.69% |
| 2022-12-31 | $1.7B | $1.3B | $1.3B | 0.88% | 5.79% | 3.51% |
| 2022-09-30 | $1.7B | $1.4B | $1.2B | 0.74% | 4.88% | 3.33% |
| 2022-06-30 | $1.7B | $1.4B | $1.1B | 0.67% | 4.36% | 3.20% |
| 2022-03-31 | $1.7B | $1.4B | $1.1B | 0.59% | 3.79% | 3.01% |
| 2021-12-31 | $1.7B | $1.4B | $1.1B | 0.90% | 5.89% | 3.05% |
| 2021-09-30 | $1.8B | $1.4B | $1.1B | 0.72% | 4.74% | 3.04% |
| 2021-06-30 | $1.8B | $1.4B | $1.1B | 0.69% | 4.55% | 2.98% |
| 2021-03-31 | $1.8B | $1.4B | $1.2B | 0.68% | 4.50% | 2.96% |
| 2020-12-31 | $1.7B | $1.3B | $1.2B | 0.80% | 5.37% | 3.22% |
| 2020-09-30 | $1.7B | $1.3B | $1.3B | 0.77% | 5.17% | 3.23% |
| 2020-06-30 | $1.8B | $1.3B | $1.3B | 0.73% | 4.95% | 3.23% |
| 2020-03-31 | $1.7B | $1.2B | $1.3B | 0.60% | 4.04% | 3.33% |
| 2019-12-31 | $1.7B | $1.2B | $1.3B | 0.82% | 5.74% | 3.15% |
| 2019-09-30 | $1.7B | $1.2B | $1.3B | 0.71% | 5.00% | 3.08% |
| 2019-06-30 | $1.7B | $1.2B | $1.3B | 0.69% | 4.88% | 3.09% |
| 2019-03-31 | $1.7B | $1.1B | $1.2B | 0.64% | 4.58% | 3.12% |
| 2018-12-31 | $1.6B | $1.1B | $1.2B | 0.81% | 5.77% | 3.28% |
| 2018-09-30 | $1.6B | $1.1B | $1.2B | 0.84% | 6.01% | 3.26% |
| 2018-06-30 | $1.6B | $1.1B | $1.2B | 0.83% | 6.00% | 3.23% |
| 2018-03-31 | $1.6B | $1.1B | $1.2B | 0.78% | 5.63% | 3.20% |
| 2017-12-31 | $1.6B | $1.0B | $1.2B | 0.70% | 4.90% | 3.22% |
| 2017-09-30 | $1.5B | $1.1B | $1.2B | 0.82% | 5.66% | 3.23% |
| 2017-06-30 | $1.5B | $1.1B | $1.1B | 0.83% | 5.74% | 3.20% |
| 2017-03-31 | $1.5B | $1.1B | $1.1B | 1.00% | 6.96% | 3.18% |
| 2016-12-31 | $1.5B | $1.0B | $1.1B | 0.66% | 4.51% | 3.24% |
| 2016-09-30 | $1.5B | $1.0B | $1.1B | 0.65% | 4.40% | 3.24% |
| 2016-06-30 | $1.4B | $1.0B | $1.0B | 0.63% | 4.27% | 3.26% |
| 2016-03-31 | $1.4B | $1.0B | $1.0B | 0.62% | 4.19% | 3.25% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 6128353 · 2026-04-01 to current
1998-01-01RSSD 730606 → 689209 · code 1
1981-11-01RSSD 292702 → 689209 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.