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Regulatory profile
Hillsdale, MI · FDIC certificate #14073 · RSSD 682143
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.1B | $1.1B | 1.00% | 10.83% | 4.03% |
| 2026-03-31 | $1.3B | $1.1B | $1.1B | 0.98% | 10.53% | 4.01% |
| 2025-12-31 | $1.3B | $1.1B | $1.1B | 0.98% | 11.25% | 3.95% |
| 2025-09-30 | $1.3B | $1.1B | $1.1B | 0.97% | 11.25% | 3.89% |
| 2025-06-30 | $1.3B | $1.1B | $1.1B | 0.94% | 11.10% | 3.82% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 0.88% | 10.52% | 3.74% |
| 2024-12-31 | $1.3B | $1.1B | $1.0B | 0.96% | 11.73% | 3.77% |
| 2024-09-30 | $1.3B | $1.0B | $1.0B | 1.00% | 12.34% | 3.75% |
| 2024-06-30 | $1.2B | $1.0B | $1.0B | 0.94% | 11.67% | 3.65% |
| 2024-03-31 | $1.2B | $1.1B | $1.0B | 0.91% | 11.41% | 3.57% |
| 2023-12-31 | $1.2B | $1.1B | $1.0B | 0.92% | 11.49% | 3.59% |
| 2023-09-30 | $1.2B | $1.1B | $0.9B | 0.95% | 11.76% | 3.61% |
| 2023-06-30 | $1.2B | $1.1B | $0.9B | 0.96% | 11.96% | 3.60% |
| 2023-03-31 | $1.2B | $1.1B | $0.9B | 1.02% | 12.83% | 3.62% |
| 2022-12-31 | $1.2B | $1.1B | $0.9B | 1.10% | 14.25% | 3.68% |
| 2022-09-30 | $1.1B | $1.0B | $0.9B | 1.10% | 14.29% | 3.62% |
| 2022-06-30 | $1.1B | $1.0B | $0.8B | 0.93% | 12.31% | 3.41% |
| 2022-03-31 | $1.2B | $1.1B | $0.8B | 0.79% | 10.71% | 3.22% |
| 2021-12-31 | $1.1B | $1.0B | $0.8B | 1.13% | 14.33% | 3.59% |
| 2021-09-30 | $1.1B | $1.0B | $0.8B | 1.24% | 15.52% | 3.60% |
| 2021-06-30 | $1.0B | $0.9B | $0.8B | 1.30% | 16.15% | 3.63% |
| 2021-03-31 | $1.0B | $0.9B | $0.8B | 1.27% | 15.69% | 3.64% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3340015 · 2005-07-01 to current
1962-07-02RSSD 14043 → 682143 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.