Regulatory profile
Las Vegas, NV · FDIC certificate #25620 · RSSD 639567
CREDIT ONE BANK NA is an FDIC-insured institution based in Las Vegas, NV (FDIC certificate #25620). In its Q3 2026 Call Report it reported total assets of $2.7B, total deposits of $1.6B and net loans of $1.9B. Its primary federal regulator is OCC.
Reported facts
CREDIT ONE BANK NA (FDIC certificate #25620) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $2.7B |
|---|---|
| Total deposits | $1.6B |
| Net loans and leases | $1.9B |
| Return on assets | 24.91% |
| Return on equity | 91.68% |
| Net interest margin | 24.55% |
| Quarterly asset change | 9.33% |
| Quarterly deposit change | 13.76% |
Plain-language readout
CREDIT ONE BANK NA in Las Vegas, NV reported total assets of $2.7B, total deposits of $1.6B and net loans of $1.9B in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 24.91%, a return on equity of 91.68%, a net interest margin of 24.55%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 38.9% over the past four quarters, from $1.9B in Q3 2025 to $2.7B in Q3 2026. Total deposits rose 68.2% over the past four quarters, from $974M in Q3 2025 to $1.6B in Q3 2026. Net loans rose 40.1% over the past four quarters, from $1.3B in Q3 2025 to $1.9B in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $2.7B | $1.6B | $1.9B | 24.91% | 91.68% | 24.55% |
| Q2 2026 | $2.4B | $1.4B | $1.7B | 25.35% | 90.76% | 24.80% |
| Q1 2026 | $2.2B | $1.2B | $1.5B | 28.31% | 99.61% | 25.86% |
| Q4 2025 | $2.0B | $1.1B | $1.5B | 27.69% | 87.64% | 24.79% |
| Q3 2025 | $1.9B | $974M | $1.3B | 29.99% | 92.21% | 24.25% |
| Q2 2025 | $1.9B | $977M | $1.2B | 31.35% | 96.73% | 23.85% |
| Q1 2025 | $1.8B | $918M | $1.1B | 33.27% | 104.36% | 24.40% |
| Q4 2024 | $1.7B | $860M | $1.1B | 29.46% | 90.16% | 24.49% |
| Q3 2024 | $1.6B | $800M | $1.0B | 28.55% | 86.13% | 24.35% |
| Q2 2024 | $1.6B | $760M | $968M | 29.08% | 85.49% | 23.80% |
| Q1 2024 | $1.6B | $711M | $913M | 29.01% | 80.11% | 23.51% |
| Q4 2023 | $1.6B | $668M | $914M | 33.86% | 87.60% | 23.36% |
Loading financial topics…