Regulatory profile
Eureka Springs, AR · FDIC certificate #5635
CS BANK is an FDIC-insured institution based in Eureka Springs, AR (FDIC certificate #5635). In its Q3 2026 Call Report it reported total assets of $657M, total deposits of $513M and net loans of $536M. Its primary federal regulator is FED.
Reported facts
CS BANK (FDIC certificate #5635) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $657M |
|---|---|
| Total deposits | $513M |
| Net loans and leases | $536M |
| Return on assets | 2.23% |
| Return on equity | 18.93% |
| Net interest margin | 4.96% |
| Quarterly asset change | 4.61% |
| Quarterly deposit change | 5.76% |
Plain-language readout
CS BANK in Eureka Springs, AR reported total assets of $657M, total deposits of $513M and net loans of $536M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.23%, a return on equity of 18.93%, a net interest margin of 4.96%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $657M | $513M | $536M | 2.23% | 18.93% | 4.96% |
| Q2 2026 | $628M | $486M | $521M | 2.09% | 17.72% | 4.94% |
| Q1 2026 | $621M | $480M | $508M | 2.02% | 17.18% | 4.88% |
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