Regulatory profile
Eureka Springs, AR · FDIC certificate #5635
CS BANK is an FDIC-insured institution based in Eureka Springs, AR (FDIC certificate #5635). In its Q3 2026 Call Report it reported total assets of $657M, total deposits of $513M and net loans of $536M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for CS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $513M |
|---|---|
| Net loans and leases | $536M |
Plain-language readout
CS BANK in Eureka Springs, AR funds its loans with $513M of deposits and holds $536M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 104.46% in Q3 2026, against 105.66% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $536M | $513M | 104.46% |
| Q2 2026 | $521M | $486M | 107.22% |
| Q1 2026 | $508M | $480M | 105.66% |