Regulatory profile
Hunter, ND · FDIC certificate #16231
DAKOTA HERITAGE BANK is an FDIC-insured institution based in Hunter, ND (FDIC certificate #16231). In its Q3 2026 Call Report it reported total assets of $429M, total deposits of $370M and net loans of $354M. Its primary federal regulator is FDIC.
Reported facts
DAKOTA HERITAGE BANK (FDIC certificate #16231) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $429M |
|---|---|
| Total deposits | $370M |
| Net loans and leases | $354M |
| Return on assets | 1.90% |
| Return on equity | 21.73% |
| Net interest margin | 4.06% |
| Quarterly asset change | 2.87% |
| Quarterly deposit change | 0.90% |
Plain-language readout
DAKOTA HERITAGE BANK in Hunter, ND reported total assets of $429M, total deposits of $370M and net loans of $354M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.90%, a return on equity of 21.73%, a net interest margin of 4.06%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $429M | $370M | $354M | 1.90% | 21.73% | 4.06% |
| Q2 2026 | $417M | $367M | $342M | 1.96% | 22.19% | 4.05% |
| Q1 2026 | $418M | $378M | $335M | 2.02% | 23.33% | 4.08% |
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