Regulatory profile
Hunter, ND · FDIC certificate #16231
DAKOTA HERITAGE BANK is an FDIC-insured institution based in Hunter, ND (FDIC certificate #16231). In its Q3 2026 Call Report it reported total assets of $429M, total deposits of $370M and net loans of $354M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for DAKOTA HERITAGE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $370M |
|---|---|
| Net loans and leases | $354M |
Plain-language readout
DAKOTA HERITAGE BANK in Hunter, ND funds its loans with $370M of deposits and holds $354M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for DAKOTA HERITAGE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 95.70% in Q3 2026, against 88.40% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $354M | $370M | 95.70% |
| Q2 2026 | $342M | $367M | 93.35% |
| Q1 2026 | $335M | $378M | 88.40% |