Regulatory profile
Mason, MI · FDIC certificate #5033 · RSSD 47247
DART BANK is an FDIC-insured institution based in Mason, MI (FDIC certificate #5033). In its Q3 2026 Call Report it reported total assets of $1.4B, total deposits of $1.1B and net loans of $1.1B. Its primary federal regulator is FDIC. Its current parent is DART FINANCIAL CORPORATION.
Reported facts
Deterministic ratios for DART BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $1.1B |
|---|---|
| Net loans and leases | $1.1B |
Plain-language readout
DART BANK in Mason, MI funds its loans with $1.1B of deposits and holds $1.1B of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for DART BANK in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.241 against a peer median of 0.016, a 94.3th percentile position among 890 peers. Common equity tier 1 ratio: 0.111 against a peer median of 0.135, a 11.9th percentile position among 673 peers. Selected CRE loans to gross loans and leases: 0.251 against a peer median of 0.468, a 11.8th percentile position among 862 peers. Selected CRE loans to total capital: 2.240 against a peer median of 2.970, a 24.8th percentile position among 659 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 100.49% in Q3 2026, against 96.18% in Q4 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $1.1B | $1.1B | 100.49% |
| Q2 2026 | $1.2B | $1.3B | 91.00% |
| Q1 2026 | $1.1B | $1.1B | 106.56% |
| Q4 2025 | $1.2B | $1.2B | 95.25% |
| Q3 2025 | $1.1B | $1.2B | 97.90% |
| Q2 2025 | $1.2B | $1.2B | 100.62% |
| Q1 2025 | $1.1B | $1.1B | 97.17% |
| Q4 2024 | $1.1B | $1.2B | 94.85% |
| Q3 2024 | $1.1B | $1.1B | 95.13% |
| Q2 2024 | $1.1B | $1.1B | 96.73% |
| Q1 2024 | $1.0B | $1.1B | 95.86% |
| Q4 2023 | $971M | $1.0B | 96.18% |