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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,090,781 | 911,072 | 590,049 | 0.77 | 8.06 | 2.85 |
| 2020-12-31 | 1,191,537 | 998,171 | 617,098 | 0.79 | 8.25 | 2.83 |
| 2021-03-31 | 1,234,606 | 1,035,043 | 621,297 | 0.78 | 8.49 | 2.58 |
| 2021-06-30 | 1,266,456 | 1,058,451 | 611,058 | 0.83 | 8.93 | 2.68 |
| 2021-09-30 | 1,275,264 | 1,063,995 | 634,311 | 0.83 | 8.96 | 2.72 |
| 2021-12-31 | 1,299,036 | 1,093,910 | 655,252 | 0.81 | 8.73 | 2.68 |
| 2022-03-31 | 1,306,801 | 1,129,869 | 653,720 | 0.67 | 7.74 | 2.46 |
| 2022-06-30 | 1,286,720 | 1,147,310 | 697,371 | 0.75 | 9.28 | 2.68 |
| 2022-09-30 | 1,255,257 | 1,083,652 | 722,914 | 0.73 | 9.17 | 2.84 |
| 2022-12-31 | 1,273,483 | 1,128,458 | 724,159 | 0.74 | 9.33 | 2.87 |
| 2023-03-31 | 1,284,119 | 1,133,159 | 752,015 | 0.69 | 8.72 | 3.01 |
| 2023-06-30 | 1,285,816 | 1,106,029 | 785,260 | 0.76 | 9.53 | 3.07 |
| 2023-09-30 | 1,307,679 | 1,119,829 | 817,762 | 0.78 | 9.86 | 3.07 |
| 2023-12-31 | 1,334,375 | 1,143,517 | 830,040 | 0.79 | 9.94 | 3.02 |
| 2024-03-31 | 1,329,013 | 1,131,976 | 809,438 | 0.59 | 7.29 | 2.71 |
| 2024-06-30 | 1,467,135 | 1,263,974 | 831,564 | 0.61 | 7.62 | 2.71 |
| 2024-09-30 | 1,407,708 | 1,176,445 | 836,086 | 0.60 | 7.45 | 2.75 |
| 2024-12-31 | 1,358,488 | 1,156,132 | 842,394 | 0.64 | 7.87 | 2.80 |
| 2025-03-31 | 1,382,607 | 1,165,457 | 873,552 | 0.62 | 7.39 | 3.01 |
| 2025-06-30 | 1,402,240 | 1,172,717 | 902,747 | 0.72 | 8.52 | 3.12 |
| 2025-09-30 | 1,518,217 | 1,292,769 | 1,005,977 | 0.63 | 7.46 | 3.21 |
| 2025-12-31 | 1,568,158 | 1,321,425 | 1,043,829 | 0.73 | 8.67 | 3.29 |
| 2026-03-31 | 1,550,080 | 1,330,899 | 1,019,951 | 0.95 | 11.00 | 3.54 |
| 2026-06-30 | 1,553,674 | 1,327,210 | 1,034,858 | 0.68 | 7.88 | 3.57 |
17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-19 | 1 | 255547 | 771140 |
| 2012-01-14 | 1 | 356949 | 771140 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.