Loading bank profile
Regulatory profile
Effingham, IL · FDIC certificate #3787 · RSSD 771140
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.3B | $1.0B | 0.68% | 7.88% | 3.57% |
| 2026-03-31 | $1.6B | $1.3B | $1.0B | 0.95% | 11.00% | 3.54% |
| 2025-12-31 | $1.6B | $1.3B | $1.0B | 0.73% | 8.67% | 3.29% |
| 2025-09-30 | $1.5B | $1.3B | $1.0B | 0.63% | 7.46% | 3.21% |
| 2025-06-30 | $1.4B | $1.2B | $0.9B | 0.72% | 8.52% | 3.12% |
| 2025-03-31 | $1.4B | $1.2B | $0.9B | 0.62% | 7.39% | 3.01% |
| 2024-12-31 | $1.4B | $1.2B | $0.8B | 0.64% | 7.87% | 2.80% |
| 2024-09-30 | $1.4B | $1.2B | $0.8B | 0.60% | 7.45% | 2.75% |
| 2024-06-30 | $1.5B | $1.3B | $0.8B | 0.61% | 7.62% | 2.71% |
| 2024-03-31 | $1.3B | $1.1B | $0.8B | 0.59% | 7.29% | 2.71% |
| 2023-12-31 | $1.3B | $1.1B | $0.8B | 0.79% | 9.94% | 3.02% |
| 2023-09-30 | $1.3B | $1.1B | $0.8B | 0.78% | 9.86% | 3.07% |
| 2023-06-30 | $1.3B | $1.1B | $0.8B | 0.76% | 9.53% | 3.07% |
| 2023-03-31 | $1.3B | $1.1B | $0.8B | 0.69% | 8.72% | 3.01% |
| 2022-12-31 | $1.3B | $1.1B | $0.7B | 0.74% | 9.33% | 2.87% |
| 2022-09-30 | $1.3B | $1.1B | $0.7B | 0.73% | 9.17% | 2.84% |
| 2022-06-30 | $1.3B | $1.1B | $0.7B | 0.75% | 9.28% | 2.68% |
| 2022-03-31 | $1.3B | $1.1B | $0.7B | 0.67% | 7.74% | 2.46% |
| 2021-12-31 | $1.3B | $1.1B | $0.7B | 0.81% | 8.73% | 2.68% |
| 2021-09-30 | $1.3B | $1.1B | $0.6B | 0.83% | 8.96% | 2.72% |
| 2021-06-30 | $1.3B | $1.1B | $0.6B | 0.83% | 8.93% | 2.68% |
| 2021-03-31 | $1.2B | $1.0B | $0.6B | 0.78% | 8.49% | 2.58% |
| 2020-12-31 | $1.2B | $1.0B | $0.6B | 0.79% | 8.25% | 2.83% |
| 2020-09-30 | $1.1B | $0.9B | $0.6B | 0.77% | 8.06% | 2.85% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1842355 · 1990-12-31 to current
2025-07-19RSSD 255547 → 771140 · code 1
2012-01-14RSSD 356949 → 771140 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.