Regulatory profile
Omaha, NE · FDIC certificate #10643
DUNDEE BANK is an FDIC-insured institution based in Omaha, NE (FDIC certificate #10643). In its Q3 2026 Call Report it reported total assets of $1.0B, total deposits of $885M and net loans of $888M. Its primary federal regulator is FDIC.
Plain-language readout
DUNDEE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $1.0B in Q3 2026 and were lowest at $922M in Q1 2026.
Total deposits were highest at $885M in Q3 2026 and lowest at $820M in Q1 2026.
Over the whole period total assets rose 11.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.0B | $885M | $888M | 2.01% | 23.17% | 3.69% |
| Q2 2026 | $976M | $847M | $848M | 2.14% | 24.07% | 3.74% |
| Q1 2026 | $922M | $820M | $802M | 2.09% | 23.80% | 3.65% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $7.7M | $7.8M | -$58K | -0.7% |
| Federal funds sold | $0K | $193K | -$193K | -100.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $89.0M | $85.5M | +$3.5M | +4.0% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $271K | $757K | -$486K | -64.2% |
| Net loans and leases (after allowance) | $847.5M | $800.8M | +$46.8M | +5.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $18.5M | $15.8M | +$2.7M | +17.1% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $3.6M | $3.6M | +$19K | +0.5% |
| All other assets | $9.1M | $8.0M | +$1.0M | +12.9% |
| Total assets | $975.6M | $922.4M | +$53.3M | +5.8% |
| Liabilities | ||||
| Total deposits | $846.9M | $819.8M | +$27.1M | +3.3% |
| Federal funds purchased | $4.5M | $0K | +$4.5M | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $32.5M | $14.5M | +$18.0M | +124.1% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.2M | $2.7M | +$505K | +18.5% |
| Total liabilities | $887.1M | $837.0M | +$50.1M | +6.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $50K | $50K | $0K | 0.0% |
| Surplus | $73.0M | $73.0M | $0K | 0.0% |
| Retained earnings | $18.3M | $15.7M | +$2.6M | +16.6% |
| Accumulated other comprehensive income | -$2.8M | -$3.4M | +$574K | +17.1% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $88.6M | $85.4M | +$3.2M | +3.7% |
| Credit and capital | ||||
| Gross nonperforming assets | $147K | $377K | -$230K | -61.0% |
| Adjusted nonperforming assets | $147K | $377K | -$230K | -61.0% |
| Tangible equity plus allowance | $95.7M | $92.0M | +$3.6M | +3.9% |
| Texas ratio (gross) | 0.15% | 0.41% | -0.26 pts | See points |
| Texas ratio (adjusted) | 0.15% | 0.41% | -0.26 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.25% | 0.52% | -0.27 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 9.61% | 9.62% | -0.01 pts | See points |
| Construction and land loans to total capital | 187.41% | 176.58% | +10.82 pts | See points |
| Commercial real estate to total capital | 443.00% | 409.29% | +33.70 pts | See points |
| Dividend payout, year to date | 49.15% | 48.33% | +0.82 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -3.06% | -3.80% | +0.74 pts | See points |
| Liquidity | ||||
| Core deposits | $672.3M | $629.2M | +$43.1M | +6.9% |
| Non-core funding | $211.5M | $205.1M | +$6.5M | +3.1% |
| Loans to core deposits | 127.66% | 128.90% | -1.24 pts | See points |
| Loans to deposits | 101.35% | 98.94% | +2.41 pts | See points |
| Brokered deposits share of deposits | 13.80% | 13.68% | +0.12 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 60.04% | 56.07% | +3.96 pts | See points |
| Volatile liabilities | $273.5M | $266.3M | +$7.3M | +2.7% |
| Earnings | ||||
| Earnings before provision, year to date | $10.7M | $4.9M | +$5.7M | +116.3% |
| Earnings before provision, single quarter | $5.7M | $4.9M | +$802K | +16.3% |
| Provision for credit losses, year to date | $589K | $114K | +$475K | +416.7% |
| Yield and cost | ||||
| Yield on loans and leases | 6.98% | 6.71% | +0.27 pts | See points |
| Yield on interest-bearing balances due from banks | 3.52% | 0.25% | +3.27 pts | See points |
| Total interest income to average assets | 6.55% | 6.32% | +0.23 pts | See points |
| Cost of interest-bearing transaction accounts | 2.53% | 2.35% | +0.18 pts | See points |
| Cost of savings and money market deposits | 3.30% | 3.24% | +0.07 pts | See points |
| Cost of time deposits | 3.73% | 3.69% | +0.03 pts | See points |
| Total interest expense to average assets | 2.84% | 2.83% | +0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $1.0B | $885M | $888M | 2.01% | 23.17% | 3.69% |
| 2026-06-30 | $976M | $847M | $848M | 2.14% | 24.07% | 3.74% |
| 2026-03-31 | $922M | $820M | $802M | 2.09% | 23.80% | 3.65% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $668.6M | 0.72% | 26 | Continuing · +0.13 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.