Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Clearwater, FL · FDIC certificate #59377
ECHELON BANK is an FDIC-insured institution based in Clearwater, FL (FDIC certificate #59377). In its Q3 2026 Call Report it reported total assets of $87M, total deposits of $59M and net loans of $18M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for ECHELON BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $59M |
|---|---|
| Net loans and leases | $18M |
Plain-language readout
ECHELON BANK in Clearwater, FL funds its loans with $59M of deposits and holds $18M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for ECHELON BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 30.72% in Q3 2026, against 15.98% in Q2 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $18M | $59M | 30.72% |
| Q2 2026 | $4M | $23M | 15.98% |