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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Omaha, NE · FDIC certificate #33380
ENTERPRISE BANK is an FDIC-insured institution based in Omaha, NE (FDIC certificate #33380). In its Q3 2026 Call Report it reported total assets of $585M, total deposits of $464M and net loans of $475M. Its primary federal regulator is FED.
Plain-language readout
ENTERPRISE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $596M in Q1 2026 and were lowest at $574M in Q2 2026.
Total deposits were highest at $484M in Q1 2026 and lowest at $458M in Q2 2026.
Over the whole period total assets fell 1.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $585M | $464M | $475M | 1.35% | 12.23% | 3.10% |
| Q2 2026 | $574M | $458M | $473M | 0.94% | 8.64% | 3.04% |
| Q1 2026 | $596M | $484M | $469M | 0.89% | 8.23% | 2.87% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $67.0M | $91.0M | -$24.0M | -26.4% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $16.4M | $17.4M | -$1.0M | -5.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $100K | $0K | +$100K | n/a |
| Net loans and leases (after allowance) | $472.9M | $469.1M | +$3.8M | +0.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $11.7M | $11.9M | -$204K | -1.7% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $5.9M | $6.2M | -$375K | -6.0% |
| Total assets | $574.0M | $595.7M | -$21.7M | -3.6% |
| Liabilities | ||||
| Total deposits | $458.0M | $484.1M | -$26.1M | -5.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $6.3M | $5.0M | +$1.3M | +26.8% |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $36.0M | $33.0M | +$3.0M | +9.1% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $9.4M | $10.2M | -$766K | -7.5% |
| Total liabilities | $509.7M | $532.3M | -$22.6M | -4.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $1.9M | $1.9M | $0K | 0.0% |
| Surplus | $42.0M | $42.0M | $0K | 0.0% |
| Retained earnings | $21.3M | $20.5M | +$847K | +4.1% |
| Accumulated other comprehensive income | -$975K | -$996K | +$21K | +2.1% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $64.2M | $63.4M | +$868K | +1.4% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $69.6M | $68.7M | +$929K | +1.4% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | 12.78% | 12.71% | +0.08 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 12.78% | 12.71% | +0.08 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.11% | 1.10% | +0.02 pts | See points |
| Total risk-based capital to risk-weighted assets | 13.90% | 13.80% | +0.09 pts | See points |
| Tier 1 leverage (approximate) | 11.15% | 11.05% | +0.10 pts | See points |
| Construction and land loans to total capital | 72.15% | 69.16% | +2.99 pts | See points |
| Commercial real estate to total capital | 448.06% | 449.98% | -1.92 pts | See points |
| Dividend payout, year to date | 40.04% | 38.43% | +1.61 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -1.90% | -1.97% | +0.07 pts | See points |
| Liquidity | ||||
| Core deposits | $403.7M | $422.5M | -$18.8M | -4.4% |
| Non-core funding | $96.6M | $99.7M | -$3.0M | -3.0% |
| Loans to core deposits | 118.48% | 112.30% | +6.17 pts | See points |
| Loans to deposits | 104.43% | 98.00% | +6.43 pts | See points |
| Brokered deposits share of deposits | 0.87% | 2.68% | -1.80 pts | See points |
| Pledged securities share of securities | 50.76% | 47.64% | +3.12 pts | See points |
| Loans pledged, share of loans | 100.02% | 100.00% | +0.02 pts | See points |
| Volatile liabilities | $182.5M | $194.8M | -$12.3M | -6.3% |
| Earnings | ||||
| Earnings before provision, year to date | $3.8M | $1.8M | +$2.0M | +111.8% |
| Earnings before provision, single quarter | $2.0M | $1.8M | +$210K | +11.8% |
| Provision for credit losses, year to date | $220K | $100K | +$120K | +120.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.19% | 5.96% | +0.22 pts | See points |
| Yield on interest-bearing balances due from banks | 4.03% | 3.42% | +0.61 pts | See points |
| Total interest income to average assets | 5.68% | 5.43% | +0.24 pts | See points |
| Cost of interest-bearing transaction accounts | 2.82% | 2.58% | +0.24 pts | See points |
| Cost of savings and money market deposits | 3.03% | 2.96% | +0.07 pts | See points |
| Cost of time deposits | 3.86% | 3.85% | +0.00 pts | See points |
| Total interest expense to average assets | 2.61% | 2.63% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $585M | $464M | $475M | 1.35% | 12.23% | 3.10% |
| 2026-06-30 | $574M | $458M | $473M | 0.94% | 8.64% | 3.04% |
| 2026-03-31 | $596M | $484M | $469M | 0.89% | 8.23% | 2.87% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $422.7M | 0.46% | 42 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.