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Regulatory profile
West Memphis, AR · FDIC certificate #1299 · RSSD 592448
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $0.9B | -0.14% | -1.07% | 3.90% |
| 2026-03-31 | $1.2B | $1.0B | $0.9B | -0.14% | -1.06% | 3.75% |
| 2025-12-31 | $1.3B | $1.1B | $0.9B | -0.20% | -1.90% | 2.84% |
| 2025-09-30 | $1.4B | $1.1B | $0.9B | -1.21% | -11.88% | 2.66% |
| 2025-06-30 | $1.5B | $1.1B | $0.9B | -1.08% | -10.91% | 2.50% |
| 2025-03-31 | $1.6B | $1.2B | $1.0B | -1.01% | -10.63% | 2.25% |
| 2024-12-31 | $1.8B | $1.3B | $1.0B | 0.63% | 6.40% | 2.32% |
| 2024-09-30 | $1.7B | $1.2B | $1.0B | 0.75% | 7.38% | 2.36% |
| 2024-06-30 | $1.7B | $1.1B | $1.0B | 0.90% | 8.82% | 2.32% |
| 2024-03-31 | $1.6B | $1.1B | $1.0B | 0.79% | 7.54% | 2.29% |
| 2023-12-31 | $1.4B | $1.0B | $1.0B | 1.56% | 17.50% | 2.07% |
| 2023-09-30 | $1.5B | $1.2B | $1.0B | 1.76% | 20.80% | 1.93% |
| 2023-06-30 | $1.5B | $1.3B | $1.0B | 1.76% | 22.24% | 1.92% |
| 2023-03-31 | $1.8B | $1.5B | $0.9B | 1.52% | 21.31% | 2.09% |
| 2022-12-31 | $1.7B | $1.5B | $0.8B | 2.16% | 28.51% | 3.04% |
| 2022-09-30 | $1.3B | $1.1B | $0.7B | 2.07% | 25.72% | 3.29% |
| 2022-06-30 | $1.3B | $1.1B | $0.6B | 1.39% | 17.18% | 3.33% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1142411 · 1987-02-10 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.